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Home Loans

Make “home sweet home” a reality. Whether you’re a first-time homebuyer, building your dream home or want to put your home equity to good use, we have something for you.

Home Loan Matchmaker

Find the right home loan for you with this simple quiz.

Compare Home Loans

Mortgages aren’t one-size-fits-all. Check out your home loan options and find out which loan best fits your needs.

Conventional Mortgage

Spend time thinking about paint colors and furniture, not your mortgage. Learn more about conventional mortgages with OKCU. 

Jumbo Mortgage

Have your eye on a home worth more than 640k? You may need a jumbo loan.

Construction Loan

You’re not just building a home; you’re building future memories and experiences for your family. Get started with a home construction loan today.

FHA Mortgage

Ready to purchase a home but stressed about the down payment? An FHA loan could be the right option for you.

VA Mortgage

Learn more about VA loans and how OKCU can help you reach your home goals.

USDA Mortgage

If home sweet “home on the range” sounds like music to your ears, you might be interested in a rural development loan backed by the USDA. 

Adjustable Rate Mortgage (ARM)

Apply for a mortgage as flexible as you are.

First-Time Homebuyer

Ready to stop renting and start owning? Learn more about first time homebuyer loans to get started with your homebuying journey.

Refinance Your Mortgage

Is it time to refinance your mortgage? Learn more about refinancing your home loan through Oklahoma’s Credit Union.

MemberHaven Homeowners Insurance

OKCU partners with MemberHaven to serve our members' home insurance needs. MemberHaven is an independent insurance agency owned by multiple Oklahoma credit unions. 

Meet the Home Loan Team

OKCU’s home loan officers are here to help you through the homebuying process.

Realtors

We’ll take care of your clients like you take care of them.

Happy to Help

OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.
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OKCU Real Estate Team Experience