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Get up to 2.50% APY* with a Money Market Checking account.
Get up to 2.50% APY*

Get up to 2.50% APY* with a Money Market Checking account.

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First-Time Homebuyer

Ready to stop renting and start owning? Learn more about first time homebuyer loans to get started with your homebuying journey.

Discover your Options

 

As a first time homebuyer, you have options. OKCU’s real estate team will help you navigate down payment assistance and loan options. Schedule an appointment to have us run the numbers for you for free.

Start your homebuying journey today

 

Experience an easy process, from finding the right home to closing.

1

Get pre-qualified - Complete an online application and get pre-qualified

2

Provide documents - These include paystubs, bank statements and more

3

OKCU will work on processing your loan

Close on your house and move in!

Attend a First-Time Homebuyer Workshop Near You

Learn everything you need to know about buying a home at a free homebuyer workshop. 

Start Saving for a Down Payment

Need to save for a down payment? Take advantage of OKCU’s Homebuyer Savings Account.

Happy to Help

OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.
When my husband and I first arrived in America, we were filled with hope and ambition, but our financial situation was far from ideal. With a zero credit score, our dreams of owning a home felt out of reach. With OKCU's support, we were able to purchase our first home—a place where we could start our small family and build a future together. They didn't just help us buy a house; they helped us turn our dreams into reality.
I had a home mortgage with seven years left on a 15-year mortgage. My husband and I decided to make an appointment with OKCU to discuss refinancing to a 5-year loan. Once my husband and I were in the office doing the paperwork, he asked "Why would you want to save us money?" The mortgage officer responded, "Because we are here to help you save money. That's what we do!" Since then, we have refinanced and paid off our home.
OKCU reached out and helped me refinance my home during the pandemic. I was able to save money on my monthly mortgage payment and reduce my interest rate by a lot. Everyone I have interacted with at OKCU has gone above and beyond to help with all of my needs.
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OKCU Real Estate Team Experience