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Certificate of Deposit

No need to look for a pot of gold. An OKCU certificate of deposit helps you earn money safely and securely with a competitive rate.

A Safe Way to Save

 

With a guaranteed rate, a certificate of deposit is a low risk method of saving money. Learn about the benefits of an OKCU certificate.

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Low opening balances
Flexible terms

Certificate terms range from 6 to 60 months.

Guaranteed rate

Earn a guaranteed rate for the term of your certificate.

Accessible funds

Your money is always accessible by contacting us*.

Federally insured

Funds are federally insured by NCUA.

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Open a Certificate of Deposit

 

Open a competitive rate certificate of deposit today, all online. It only takes a few minutes.

Apply Now
1

Open an account online using the link below

2

Choose your term

3

Choose your deposit amount

4

Complete the application

Wait for the certificate to mature and enjoy your earnings!

Apply Now

Make the Most of your Money with a Certificate Laddering Strategy

 

Looking for a strategy to maximize your earnings? Certificate laddering allows you to do so while having access to your money on a regular basis. For example, instead of opening a $5,000 certificate for 5 years you would open 5 certificates for $1,000 each for the following terms:

  • 12 months
  • 24 months
  • 36 months
  • 48 months
  • 60 months

As each certificate matures you can use the funds you need or roll them into a new certificate.

 

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Find the Right Savings Account for You

Your savings account should help you meet your goals. Whether you’re saving for a house or want to earn a little extra, there’s an OKCU savings account for you.

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View Today’s Certificate of Deposit Rates

View OKCU’s competitive certificate rates to see how much you can earn in interest.

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Happy to Help

With OKCU’s help, I will be able to retire debt free and continue a beneficial relationship with them for years to come!
Leda R.
When my husband died, OKCU was excellent in helping me move his funds to a CD for better interest. I so appreciate their compassionate assistance in making this transfer as painless as possible. OKCU is helping build his corpus to leave for the nonprofit organizations he held dear.
Sharon S.
I became a member of what was then Oklahoma Highway Credit Union in the late 80's. Last summer, I decided I wanted to retire. Luckily, the interest rate we get on our share, share draft and certificate allowed me to do that, supplementing our income!
Karl R.
0 Years
Helping Oklahomans
0+
Members
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Scheduled close-outs are permitted. Certificates will automatically renew for another term at maturity. After the certificate matures, you have a 7 day grace period to make a deposit or withdraw the funds. A penalty may be imposed if you withdraw the funds before the maturity date.

Early withdrawal penalties

  • 6 - 12 month certificates - dividends earned or would be earned, up to 90 days
  • 13 - 60 month certificates - dividends earned or would be earned, up to 180 days
  • See the Rate & Fee Schedule for early withdrawal exceptions