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Home Equity Line of Credit

Put the equity you have in your home to good use. A home equity line of credit (HELOC) gives you access to $$ you need for a big purchase, home improvement projects, debt consolidation and more.

You’ve worked hard for your house. Now your house can work for you.


A HELOC allows you to utilize the equity you’ve built in your home for a line of credit that can be used for many things, including:

  • Home improvement projects
  • Home renovations
  • Pools
  • A/C and Heating Units
  • Debt Consolidation
  • Education Expenses
  • Emergency Funds

These are just a few of the things you can use a HELOC for! OKCU also has fixed and adjustable-rate options available. Apply for a HELOC today to get access to the funds you need.

The Benefits of a HELOC


See if a HELOC is the right choice for you.

Fixed & Adjustable

Choose between a fixed or adjustable-rate HELOC

Easy access to funds

You always have quick and convenient access to your funds

Competitive rates

The interest rate for a HELOC may be lower than other loan options

Low closing costs
No penalties

There are no prepayment penalties

Tax benefits

Interest may be tax deductible. Consult your tax advisor.

Take the first step today


Opening a HELOC is easy. Follow the steps below to apply online today.


Apply online in just a few minutes


Provide documentation to OKCU


Close on the loan

Use your funds!

Find your Rate

Enjoy competitive interest rates for your HELOC. Choose between variable and fixed rates.

Happy to Help

OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.
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