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Refinance Your Mortgage

Is it time to refinance your mortgage? Learn more about refinancing your home loan through Oklahoma’s Credit Union.

Why should I Refinance my Home Loan?


There are many reasons to refinance your home loan.

Lower payments

Lower your monthly payments by increasing your term.

Reduce interest

Reduce the total amount of interest you pay for the home with a shorter loan term.

Mortgage insurance

Eliminate FHA mortgage insurance by refinancing into a conventional loan.

Home equity

Use your home’s equity to take cash out.

Get started today


A few simple steps could save you money


Check your OKCU membership eligibility.


Get pre-qualified by completing the online application. The application takes about 10 minutes and you'll have a decision within 48 hours.


Return all requested documents and discuss when to lock in your rate. 


Processing of appraisal, title, flood and other miscellaneous documents. This typically takes 2 - 3 weeks.

Prepare for closing

Meet the Home Loan Team

The OKCU team is Happy to Help® you find the right home loan whether it’s your first time to buy a home or you’re a seasoned pro.

View Today’s Mortgage Rates

OKCU offers competitive rates to save you money.

Happy to Help

OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.
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Average Closing Time
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OKCU Real Estate Team Experience