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FHA Mortgage

Ready to purchase a home but stressed about the down payment? An FHA loan could be the right option for you.

What is an FHA Loan?


FHA loans feature lower down payment options and lower credit score limits for borrowers. FHA loans can be a great option for first-time homebuyers, but you don’t have to be a first-time homebuyer to qualify for this type of mortgage loan.

FHA Loan Details


See if an FHA loan with OKCU is right for you.

Lower down payment

FHA loans require less of a down payment

Credit history

FHA loans have less strict credit score requirements

Personalized process

You will have a dedicated home loan officer throughout the entire process

Competitive interest rates
Flexible terms

Up to 30-year terms available

Meet the Home Loan Team

The OKCU team is Happy to Help® you find the right home loan whether it’s your first time to buy a home or you’re a seasoned pro.

Run the Numbers

If you’re a numbers person, we’ll help you nerd out and run the numbers for you for free. Schedule an appointment to run the numbers to see what home loan options you have.

Happy to Help

OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.
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Average Closing Time
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OKCU Real Estate Team Experience