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Jumbo Mortgage

Have your eye on a home worth more than 640k? You may need a jumbo loan.

What is a Jumbo Mortgage?


A mortgage is considered jumbo if it exceeds the price limit determined by Fannie Mae and Freddie Mac, which is currently $647,200 in Oklahoma. OKCU offers jumbo mortgages for a variety of terms, including 15-year and 30-year terms.

Meet the Home Loan Team

The OKCU team is Happy to Help® you find the right home loan whether it’s your first time to buy a home or you’re a seasoned pro.

Jumbo Loan Details


See if a jumbo mortgage is right for you

Minimum credit score of 720
Mortgage insurance not required
Max loan to value of 80%
Flexible terms

Up to 30-year terms available

We’ll Run the Numbers for You for Free

If you’re a numbers person, we’ll help you nerd out. Schedule an appointment to run the numbers to see what home loan options you have.

View Today’s Jumbo Loan Rates

OKCU offers competitive mortgage rates that put more money back into your wallet. 

Happy to Help

OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.
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OKCU Real Estate Team Experience