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Purchase a Home

If you're looking to buy a home in Oklahoma, Oklahoma's Credit Union is happy to help

Apply for your Home Loan
  1. Home
  2. Borrowing
  3. Home Loans
  4. Purchase a Home
If you're looking to buy a home in Oklahoma, Oklahoma's Credit Union is happy to help Apply for your Home Loan

Buying a home is one of the biggest investments you'll ever make

Choose a mortgage lender that's going to be there to help you with the home buying process from start to finish. We'll come to sit at the closing table with you to make sure everything goes as planned and we'll be there to congratulate you when you pay off your home.

When you finance your home through OKCU you enjoy

  • Homebuyer Workshops
  • Up to 30 year terms available
  • Fixed and adjustable rate home loans
  • Multiple home loan options including FHA, VA, Conventional, No Down Payment, Jumbo or Construction loan
  • Loan servicing that stays with OKCU which means if you have a question about your mortgage you can call us and we'll be happy to help

Speak to a home loan expert today 

 

Not sure where to begin?

Take a quick look at the process of purchasing a home. It includes your To Do List and Our To Do List.

Learn More 

Don't let a realtor convince you the cat's litter box is a third bathroom.

You know hindsight is 20/20. Take some wisdom from people who have gone before you. This short video will go over some additional Do's and Don'ts of the home buying process.

Read our do's and don'ts

You've got questions. We've got the answers.

How much do I need for a down payment? What does my credit score need to be? What kind of documents will I need to provide? To learn more about Frequently Asked Questions about buying your home, read our FAQs.

Read our FAQs 

Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with an Experience Oklahoma Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Dennis F

    OECU has helped me keep everything going smoothly with my mortgage. OECU just makes my life easier.

    – Dennis F.

  • Brandi D

    Melisa was especially helpful with my home loan, always answering my questions so I can understand it. My concerns are her concerns.

    – Brandi D.

  • Michael L

    I completed my mortgage refinancing paperwork online, didn't even have to leave my computer.

    – Michael L.

  • Brendan B

    Refinance my house with OECU has been a breeze and I have a local contact whenever I need anything.

    – Brendan B.

  • Andrew C

    OECU offered the best interest rates when we refinanced our house! We were able to cut our interest rate and term on our loan in half without even coming into the office!

    – Andrew C.

  • Abraham V

    My loan officer extended all possible assistance to obtain a home equity loan. His knowledge and professionalism made the whole process simple and easy.

    – Abraham V.