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USDA Mortgage

If home sweet “home on the range” sounds like music to your ears, you might be interested in a rural development loan backed by the USDA. 

What is a USDA Home Loan?


USDA mortgage loans, also known as USDA rural development loans, are backed by the USDA Rural Development and assist eligible applicants purchasing or building homes in designated rural areas. 

USDA Rural Development requires applicants to meet certain criteria to be eligible for the USDA home loan.

To learn more about the requirements, visit the USDA Rural Development website.

Benefits of a USDA Loan


See if a USDA home loan with OKCU is right for you.

No down payment
Personalized process

You will have a dedicated home loan officer throughout the entire process

Competitive interest rates
Flexible terms

Up to 30-year terms available

Meet the Home Loan Team

The OKCU team is Happy to Help® you find the right home loan whether it’s your first time to buy a home or you’re a seasoned pro.

Run the Numbers

If you’re a numbers person, we’ll help you nerd out and run the numbers for you for free. Schedule an appointment to run the numbers to see what home loan options you have.

Happy to Help

OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.
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OKCU Real Estate Team Experience