USDA Mortgage
If home sweet “home on the range” sounds like music to your ears, you might be interested in a rural development loan backed by the USDA.
What is a USDA Home Loan?
USDA mortgage loans, also known as USDA rural development loans, are backed by the USDA Rural Development and assist eligible applicants purchasing or building homes in designated rural areas.
USDA Rural Development requires applicants to meet certain criteria to be eligible for the USDA home loan.
- Income eligibility - your income cannot exceed the limit determined by USDA. View USDA's income eligibility.
- Property Eligibility - the property must be in an area designated as "rural" by the USDA. See if the property is eligible.
- Primary Residence - the property must be your primary residence.
To learn more about the requirements, visit the USDA Rural Development website.
You will have a dedicated home loan officer throughout the entire process
Up to 30-year terms available
Meet the Home Loan Team
The OKCU team is Happy to Help® you find the right home loan whether it’s your first time to buy a home or you’re a seasoned pro.
If you’re a numbers person, we’ll help you nerd out and run the numbers for you for free. Schedule an appointment to run the numbers to see what home loan options you have.
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