Business Savings Account

Savings solutions that work for your small business

We want to help you plan for your future success. To do that, you need a savings account that will help you save and help support your growing business. That is why our Business Savings Account earns more interest as your balances grow.

When you know your Go Fund Me page isn't a legitimate savings strategy

Link your savings and checking account for overdraft protection
Open a savings account with as little as $500
Start earning interest on balances over $100
Set up automatic savings each time you get paid
Tiered savings accounts - the bigger your balance the more interest you earn
Accounts are insured by the NCUA which is like the FDIC but for credit unions

CHECK TODAY'S BUSINESS SAVINGS RATES

Keeping track of your savings goals has never been easier.

Real-time account transfers
Online and mobile banking for everyday transactions
Digital eStatements
Have a question about your account? Call us and we'll answer the phone!

DOWNLOAD THE APP TODAY

Are there any monthly service fees?

There are no monthly service fees, except when the conditions of the account are not met.

Are savings transactions unlimited?

No. Business savings accounts are limited to 6 withdrawals per month.

I already have a Personal Savings, do I need to open a Business Savings?

Your business is considered a new member by regulators and you must open a savings account to establish membership for your business.

READ MORE FAQS

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

For all the legal speak please review the current Rate and Fee Schedule. Here are the highlights.

You can make up to 6 withdrawals per month from your savings account
You pay $2 for each withdrawal over 6
If you need to make more than 6 withdraws per month consider opening a checking account in addition to a savings account
Overdraft transfer from savings to checking is $1 per transfer
If you only have a savings account and the balance is less than $500 you will be charged $5 per month
The Annual Percentage Yield (APY) may change quarterly on a savings account

DOWNLOAD THE RATE & FEE SCHEDULE

Quick Tools

Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

We have loved the support from OECU both to our Association, and to the individual businesses. OECU is community-minded and we love working with them!

– Plaza District Association
OECU has been paramount to the success of my business. They helped my vision to become a reality.

– CKE Investments
I like keeping my money local because I am a local business owner and know the importance of supporting my community and local economy.

– The Riley Group
OECU is more than just a credit union, for us, OECU is a part of our community and friends to count on. We appreciate all that they do for us.

– OKC Nothing Bundt Cakes
Oklahoma Employees Credit Union consistently chooses to invest their time and resources into making a difference in our community.

– Keep it Local OK
This is the first financial institution that has made me feel like I actually make a difference by banking with them.

– Chris I.