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Business Savings Account

Whether you are saving for a goal or building an emergency fund, we've got you covered.

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Whether you are saving for a goal or building an emergency fund, we've got you covered. Open an Account
Contact a Business Services PRO

Savings solutions that work for your small business

We want to help you plan for your future success. To do that, you need a savings account that will help you save and help support your growing business. That is why our Business Savings Account earns more interest as your balances grow. 

When you know your Go Fund Me page isn't a legitimate savings strategy

  • Link your savings and checking account for overdraft protection
  • Open a savings account with as little as $500
  • Start earning interest on balances over $100
  • Set up automatic savings each time you get paid
  • Tiered savings accounts - the bigger your balance the more interest you earn
  • Accounts are insured by the NCUA which is like the FDIC but for credit unions
CHECK TODAY'S BUSINESS SAVINGS RATES
 

Keeping track of your savings goals has never been easier.

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Are there any monthly service fees?

There are no monthly service fees, except when the conditions of the account are not met. 

Are savings transactions unlimited?

No. Business savings accounts are limited to 6 withdrawals per month.

I already have a Personal Savings, do I need to open a Business Savings?

Your business is considered a new member by regulators and you must open a savings account to establish membership for your business.

READ MORE FAQS

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

For all the legal speak please review the current Rate and Fee Schedule. Here are the highlights.

  • You can make up to 6 withdrawals per month from your savings account
  • You pay $2 for each withdrawal over 6
  • If you need to make more than 6 withdraws per month consider opening a checking account in addition to a savings account
  • Overdraft transfer from savings to checking is $1 per transfer
  • If you only have a savings account and the balance is less than $500 you will be charged $10 per month
  • The Annual Percentage Yield (APY) may change quarterly on a savings account

DOWNLOAD THE RATE & FEE SCHEDULE

Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Why do our members love being part of OKCU? Find out below.

  • CKE Investments

    OKCU has been paramount to the success of my business. They helped my vision to become a reality.

    – CKE Investments

  • OKC Nothing Bundt Cakes

    OKCU is more than just a credit union, for us, OKCU is a part of our community and friends to count on. We appreciate all that they do for us.

    – OKC Nothing Bundt Cakes

  • Timothy D
    I can't say enough about how helpful and thorough Barbara was. She went above and beyond and made the entire experience absolutely seamless.

    – Timothy D.
    ​Member Since 2006 
  • Urbach Law Firm
    With Oklahoma's Credit Union, you get small town customer services with big town benefits. It is the perfect place for our business banking needs. 

    – Urbach Law Firm
  • Care Providers Oklahoma
    It is clear that OKCU invests in their employees because their employees care about investing in their customer's needs and desires.

    – Care Providers Oklahoma
  • White and Associates, LLC
    Constance and OKCU have been my team members for business success and personal life enjoyments. Life is too hard not to have a great banking partner. 

    – White and Associates, LLC
  • Hopper Homes
    I love the personalized attention I receive! 

    – Hopper Homes