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Business Checking

Earn interest on your business checking account without lifting a finger. It might be the only thing you don’t have to work for in your small business.

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Earn interest on your business checking account without lifting a finger. It might be the only thing you don’t have to work for in your small business. Open an Account
Contact Business Services

Turn your business sense into business cents

You wear a lot of hats. We will take care of your checking account so you can get back to being the CEO, CFO, COO and janitor.

A checking account that makes cents for business owners

  • Low $500 minimum opening deposit
  • $500 minimum balance requirement
  • Interest-bearing account - the bigger your balance the more interest you earn
  • 150 free transactions* per month
  • Only $.20 for each transaction 151-250
  • Only $.40 for each transaction beyond 251

Check today's Business Checking rates

Keeping track of your money has never been easier

  • Select a FREE debit card to access your cash quickly
  • Real-time account transfers
  • Digital Banking for everyday transactions
  • Digital check images and eStatements
  • Have a question about your account? Call us and we'll answer the phone! 
  • Access to over 900 surcharge-free ATMs across Oklahoma. If you use an ATM that's out of our network you may have to pay a fee.

Download the app today

Protecting your privacy is a top priority for us

  • Want an extra layer of security when you call? Set up a pass-code that only you know
  • Upgrade your account password with Touch ID™ on your mobile device
  • Every debit card comes equipped with EMV security
  • Accounts are insured by the NCUA which is like the FDIC but for credit unions

Get your Business Checking questions answered by a PRO

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

For all the legal speak please review the current Business Rate and Fee Schedule. Here are the highlights.
Transactions* Not Transactions
Deposits (in person or at the ATM) Internal Transfers
Withdrawals (in person or at the ATM) Debit Card Transactions
Cleared Checks  
Checks Deposited  
ACH Debits  
ACH Credits  
  • A $10 fee applies if your balances fall below $500
View the Rate and Fee Schedule
Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Plaza District Association

    We have loved the support from OKCU both to our Association, and to the individual businesses. OKCU is community-minded and we love working with them!

    – Plaza District Association

  • Keep It Local OK

    Oklahoma's Credit Union consistently chooses to invest their time and resources into making a difference in our community.

    – Keep it Local OK

  • Chris I.

    This is the first financial institution that has made me feel like I actually make a difference by banking with them.

    – Chris I.

  • Care Providers Oklahoma
    It is comforting to know there is a local person you can call for help and they are focused on helping you succeed.

    – Care Providers Oklahoma
  • Dennis S
    Running a local travel show, it was important for me to bank with a local credit union that supports the community because in return it gives me more content. Plus, their online banking is cool.

    – Uncovering Oklahoma
  • OKC Nothing Bundt Cakes

    OKCU is more than just a credit union, for us, OKCU is a part of our community and friends to count on. We appreciate all that they do for us.

    – OKC Nothing Bundt Cakes