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Business Account Requirements

The devil is in the details. The paperwork we need is going to vary based on how your business is set up.

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The devil is in the details. The paperwork we need is going to vary based on how your business is set up. Contact Business Services

Paperwork may not be your strength but we happen to love it

We've found that having up-to-date documents on hand allows us to respond quickly to requests and keeps regulators happy.

Regardless of how your business is structured, everyone will need to provide a valid government issued photo ID and social security numbers for everyone who's authorized to conduct business or sign on the account. You will also need an IRS Employer Identification Number unless it indicates you can utilize the owner's social security number.

What documents do I need for my Limited Liability Company business account?

  • Signed Operating or Member Control Agreement including sections dealing with authority to deposit money and transact business on accounts
  • IRS Employer Identification Number verification (may utilize owner's social security number if there are zero employees and purpose is real estate holding)
  • Valid government Photo ID and Social Security Number for all owners and authorized signers

Contact a Business Services PRO

What business account documents do I need for my Sole Proprietorship?

  • IRS Employer Identification Number verification (may utilize owner social security number if there are no employees other than a spouse)
  • Valid government Photo ID and Social Security Number for all owners and authorized signers

Contact a Business Services PRO

What documents do I need for my Corporation business account?

  • Articles of Incorporation or Bylaws filed with Secretary of State
  • Signed Corporate Resolution stating instructions to open account
  • Signed Meeting Minutes accepting the Corporate Resolution
  • IRS Employer Identification Number verification
  • Valid government Photo ID and Social Security Number for all owners and authorized signers

Contact a Business Services PRO

Partnership

  • Signed Partnership Agreement listing names of partners
  • IRS Employer Identification Number verification 
  • Valid government Photo ID and Social Security Number for all owners and authorized signers

Non-Profit Organization or Association

  • Signed Bylaws or Charter
  • Signed Meeting Minutes reflecting elected authorized signers or letter on letterhead and signed by the president to authorize establishment of account and respective signers
  • IRS Employer Identification Number verification
  • Valid government Photo ID and Social Security Number for all owners and authorized signers
  • Note: Clubs (i.e. softball team, girl scout troop, class reunion, department flower fund) may be opened as personal accounts with notation of purpose in account description

State Agency or Public Funds

  • Request for Proposal from the Oklahoma State Treasurer or Deputy Treasurer (these are the only eligible authorized signers)
  • Three-digit agency code from the Office of State Finance
  • IRS Employer Identification Number verification 
  • Valid government Photo ID and Social Security Number for all owners and authorized signers

Doing Business As (DBA)

  • Trade Name Report filed with Secretary of State (not required if DBA includes owner's first and last names, and utilizing owner social security number)

Contact a Business Services PRO

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  • CKE Investments

    OKCU has been paramount to the success of my business. They helped my vision to become a reality.

    – CKE Investments

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    ​Member Since 2006 
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