Student Checking Account

A starter checking account for the cool kids

Finding the perfect checking account is a no brainer when you bank with OKCU. You need an account that is easy to use and to understand. Who wants to be charged a fee that they didn't even know existed? Our Student Checking account has safeguards in place to keep you from overdrawing your account.

What makes Student Checking so great?

The account is structured to help you avoid overdraft fees
NO minimum balance or monthly service fee
Receive a $10 iTunes® Gift Card when you open your account with $25
Parents or guardians can set up online banking so that they can view their child's account in the same place as their accounts

Get your Student Checking questions answered by a PRO

Keeping track of your money has never been easier

Select a FREE debit card that fits your personality
Real-time account transfers
Online and mobile banking for everyday transactions
Digital check images and eStatements
Deposit checks with your mobile device
Have a question about your account? Call us and we'll answer the phone!
Access to over 900 surcharge-free ATMs across Oklahoma. If you use an ATM that's out of our network you may have to pay a fee.
Over 5,000 shared branches nationwide

Download the app today

Protecting your privacy is a top priority for us

Want an extra layer of security when you call? Set up a pass-code that only you know
Upgrade your account password with Touch ID™ on your mobile device
Every debit card comes equipped with EMV security
Parents or guardians can set up online banking so that they can view their child's account in the same place as their accounts but the child can't see the parents/guardians accounts
Get real time text or email alerts to quickly identify unauthorized purchases

Get your Student Checking questions answered by a PRO

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

If the kiddo is under the age of 18 they will need somebody over the age of 18 to be on the account with them.
To keep Student Checking a free account it does require online banking and eStatements.
To avoid excessive spending the debit card daily limit is $100. If you need a higher daily limit on the debit card check out SNAP CHECKING.
Overdraft protection is unavailable on Student Checking. If you don't have enough money in the account the transaction will be declined to avoid overdraft charges.

Get your Student Checking questions answered by a PRO

Quick Tools

Happy To Help Stories

Why do our members love being part of OECU? Find out below.

As an out-of-state member, I get checks at home in Texas and have been able to use the online deposit for those.

– Pamela D.
The OKCU staff was helpful and courteous when I opened a checking account. Their suggestions, guidance, and options have kept me coming back to OKCU.

– Phyllis R.
OKCU was quick to notice wrongful debit card charges and alerted me immediately. They stopped the charges from being made and were able to get the fraudulent ones resolved.

– Lacey M.
Oklahoma style attitude with every single call or visit at the superb level of customer service for the ultimate banking experience.

– Brigette G.
This is the first financial institution that has made me feel like I actually make a difference by banking with them.

– Chris I.
The app on my phone allows me to check my balance and transfer money without having to drive to the office, allowing me to simplify my life!

– Kristi K.
I was able to conduct my business by both email and by phone making it a smooth, easy and convenient transaction.

– Tina B.
Member Since 2000

Student Checking

A starter checking account for the cool kids

What makes Student Checking so great?

Keeping track of your money has never been easier

Protecting your privacy is a top priority for us

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

TIME FOR A NEW RIDE?