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Privilege Checking

We're gonna make you an offer you can't refuse. A checking account that earns interest without any hassle.

To open your checking account online get started below. 

Open My Account
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We're gonna make you an offer you can't refuse. A checking account that earns interest without any hassle.

To open your checking account online get started below. 

Open My Account

You deserve extras with your checking account

Our Privilege Checking account was designed for our members who are 60 years old or better.

What makes our Privilege Checking account perfect for you?

  • NO minimum balance requirement
  • NO monthly service fee
  • Earns interest on balances over $25
  • 2 FREE boxes of checks per year
  • Courtesy Pay* up to $500

Get your Privilege Checking questions answered by a PRO

Keeping track of your money has never been easier

Download the app today

Protecting your privacy is a top priority for us

  • Want an extra layer of security when you call? Set up a pass-code that only you know
  • Upgrade your account password with Touch ID™ on your mobile device
  • Every debit card comes equipped with EMV security
  • Get real time text or email alerts to quickly identify unauthorized purchases

Get your Privilege Checking questions answered by a PRO

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

  • $25 minimum balance for your opening deposit
  • No minimum balance requirements after your initial opening deposit.
  • Debit card daily limit is $500 for ATMs and $2,000 at merchants
  • $27.50 per Courtesy Pay occurrence and you may have multiple occurrences on the same day
  • Your fees count against the Courtesy Pay limit
  • Account must be open 60 days for Courtesy Pay
  • Balance must be made positive within 30 days or account may be closed.
  • Courtesy Pay will be suspended if account is negative 30 days or if loan is 20 days past due.
  • Courtesy Pay may be reactivated once account has been positive for 30 days.
  • Eligible transaction types include Checks, ACH Debits and Online Bill Pay Transactions.
  • Courtesy Pay is not guaranteed and could be revoked at any time without prior notice.

Get your Privilege Checking questions answered by a PRO

READY FOR A GUARANTEED RETURN ON YOUR INVESTMENTS?

READY FOR A GUARANTEED RETURN ON YOUR INVESTMENTS?

Certificates at OKCU offer a guaranteed rate which means you can feel confident in your investments. With competitive rates, certificates are a safe way to earn more money. It’s time to put your money to work for you.

LEARN MORE ABOUT CERTIFICATES
Certificate Rates
MIN OPENING BALANCES OF $500
2.26%
2.39%
2.52%
DETAILS
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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Pamela D
    As an out-of-state member, I get checks at home in Texas and have been able to use the online deposit for those.

    – Pamela D.
  • Phyllis R
    The OKCU staff was helpful and courteous when I opened a checking account. Their suggestions, guidance, and options have kept me coming back to OKCU.

    – Phyllis R.
  • Lacey M
    OKCU was quick to notice wrongful debit card charges and alerted me immediately. They stopped the charges from being made and were able to get the fraudulent ones resolved.

    – Lacey M.
  • Brigette G
    Oklahoma style attitude with every single call or visit at the superb level of customer service for the ultimate banking experience.

    – Brigette G.
  • Chris I
    This is the first financial institution that has made me feel like I actually make a difference by banking with them.

    – Chris I.
  • Kristi K
    The app on my phone allows me to check my balance and transfer money without having to drive to the office, allowing me to simplify my life!

    – Kristi K.
  • Tina B
    I was able to conduct my business by both email and by phone making it a smooth, easy and convenient transaction.

    – Tina B.
    ​Member Since 2000