Overdraft Protection

Take the hassle out of overdrafts with a line of credit

A line of credit allows you to borrow what you need up to the credit limit, when you need it and automatically cover any overdrafts.

APPLY ONLINE for a Line of Credit

Avoid the embarrassment of an overdraft with Courtesy Pay^*

Courtesy Pay* covers checks and pre-authorized payments. If you choose to opt in, Courtesy Pay will also cover everyday debit card and ATM transactions. Courtesy Pay limits vary based on account type.

CONTACT US if you have questions about Courtesy Pay^* 

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

• Courtesy Pay is not available on Student Checking Accounts
• Limits are as follows: Snap Checking: $300, Rewards Debit Account: $300, Privilege Checking: $500 and Perk Checking: $750
• $27.50 per occurrence and you may have multiple occurrences on the same day
• Your fees count against the Courtesy Pay limit
• Account must be open 60 days
• Balance must be made positive within 30 days or account may be closed.
• Courtesy Pay will be suspended if account is negative 30 days or if loan is 20 days past due.
• Courtesy Pay may be reactivated once account has been positive for 30 days.
• Eligible transaction types include Checks, ACH Debits and Online Bill Pay Transactions.
• Courtesy Pay is not guaranteed and could be revoked at any time without prior notice.