Skip to Sitemap

Credit Union Myths

You've heard good things about credit unions but you've also heard some not so great things. Let's take a moment to clear it up some common misconceptions about credit unions.

Join Today
  1. Home
  2. About
  3. About Us
  4. Credit Union Myths
You've heard good things about credit unions but you've also heard some not so great things. Let's take a moment to clear it up some common misconceptions about credit unions. Join Today

Myth Busters Credit Union Edition

Looking for a great rate on your next loan but afraid you'll have to give up some of the convenience that you know and love? Worried that your deposit won't be insured? Time to stay calm and read on.

How's 5,000 locations nationwide work for you?

Or how about 91 locations in Oklahoma? Shared Branching is a cool feature that's only available to credit union members. You'll have more access to your money than most traditional bank customers do. High fives all around.

At a shared branch you can cash checks, make deposits, withdraws, loan payments and more!

Use the shared branch locator to find out if there's a shared branch near you.

Live, work, go to school or church in the Oklahoma City Metro? YOU'RE IN!

Before 2003, you couldn't join Oklahoma's Credit Union unless you worked for the State of Oklahoma. Today, as long as you live, work or go to school or church in the Oklahoma City Metro Area then you can join OKCU.

LEARN MORE about your membership eligibility

We're all actually IT nerds

The financial services industry is rich with innovation and OKCU is a credit union at the forefront offering digital document signing, Apple Pay™, Touch ID™ and apps for Android™ and iPhone®. If you’re looking for top-rated technology from your credit union then OKCU is right for you.

VIEW OUR MOBILE BANKING OPTIONS

Your savings are federally insured to at least $250K

Not only do you have $250,000 worth of coverage it's backed by the full faith and credit of the United States Government. OKCU has their own self-funded deposit insurance fund through the National Credit Union Administration. It covers deposits up to the same level as the FDIC. That means credit union deposits can be considered at least as safe as those in a bank.

CALCULATE YOUR COVERAGE

Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with an Experience Oklahoma Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

LEARN MORE ABOUT CREDIT CARDS
Credit Card
Top 3 Rewards Options
LOCAL
GIFT CARD
CHARITY
DETAILS
Quick Tools
Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Holly E.
    OECU helped us realize that working with a financial institution for our checking, savings and loans doesn't have to be an intimidating experience.

    – Holly E.
  • Shelby F.

    OECU is a bright spot in our community. They are more than just a business and I'm proud to say we've found our bank home.

    – Shelby F.

  • Lucinda A.

    OECU has also shown me the way to financial security, by having the best rates, great supportive staff, well designed and easy to use website and financial education.

    – Lucinda A.

  • Jennifer B.

    I have been with OECU for over 10 years now and I have had such wonderful service! I feel like I am a part of a family with OECU, as they go above and beyond to make sure I am taken care of.

    – Jennifer B.

  • Brigette G.

    The quality of personnel at OECU cannot be beat. Oklahoma style attitude with every single call or visit at the superb level of customer service for the ultimate banking experience.

    – Brigette G.

  • Angela M.

    The customer service I receive every time I call, come in or drive thru is completely outstanding. I have never had a bank that cared so much for its members.

    – Angela M.