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Get 4.00% APY* and bring home the bacon with a High-Yield Savings.

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Refinance My Student Loans

Refinance your student loans with a competitive interest rate to save money every month. 

Take Control of your Student Loans


Refinance an existing student loan or combine multiple federal and private student loans into one convenient payment and benefit from competitive interest rates and flexible repayment options. It will make life easier and could save you a lot of money.

A Better Way to Pay Off your Loan


Our Student Choice Consolidation Solution has the features you need, including.

Zero origination or fees
No application fee
Flexible repayment options
Easy online application and instant approval
24/7 call center and application support

A loan from a local, not-for profit lender that you can trust for years to come

Need to Refinance a Parent Loan?

Experience a better way to pay off your parent loan with competitive rates and a streamlined process.

See Today’s Student Loan Rates

View the competitive rates for your student loan.

Happy to Help

I have had several instances over the years when OKCU has helped me get through a financial pinch. The most recent situation was not a need but a want. OKCU allowed us to borrow the funds to take a dream vacation!
0 Years
Helping Oklahomans

Subject to annual review and credit qualification. Must meet school's Satisfactory Academic Progress (SAP) requirements.

Subject to credit qualification and annual credit review. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Should you drop below half-time in the fall or spring, withdraw during any term, or fail to meet SAP requirements, your funding request can be denied, your loan may close, and you may enter repayment. Approved schools subject to change. A co-borrower may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate. You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded.