Get up to 2.50% APY* with a Money Market Checking account.
Get up to 2.50% APY*

Get up to 2.50% APY* with a Money Market Checking account.

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What is a Credit Union?

For People, Not Profit

A History of Helping

 

From the beginning, credit unions were created to help people become economically independent by helping them learn to save and borrow responsibly. 

Credit unions are here to serve their members, not make a profit. Earnings are returned to members in the form of lower loan rates, higher interest on deposits and lower fees.

Every member has equal ownership and one vote, regardless of how much money you have on deposit. At credit unions, everyone is both a member and an owner.
 

The Credit Union Difference

 

Here are some of the benefits of being a member of a credit union. 

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For people, not profit

Credit unions exist to serve their members, not make a profit

Products and services

Credit unions offer the same products and services banks do

Nationwide access

Visit one of more than 5,000 shared branches across the country

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There’s Always a Branch Close By

A perk of being a credit union member is access to the shared branching network. Shared Branching is a national network of credit unions from across the country that share facilities to give members thousands of convenient locations to perform transactions just as if they were at their home credit union. 

Find a shared branch
Are You Eligible for Membership?

There are many ways to become a member at OKCU. Click the link to learn more.

Membership eligibility

Credit Union FAQs

Banks are for-profit institutions with shareholders. Credit Unions are not-for-profit financial cooperatives owned by their members.

Yes! We offer checking and savings accounts, certificates of deposits, auto loans, home loans, personal loans and business banking services. 

OKCU is federally insured through NCUA. This means that your money is insured by the federal government up to $250,000. OKCU's top priority is financial soundness and stability for our members. 

Not at all. Open an account 24/7 online. 

Easily manage your money with our Digital Banking app. If you need to visit a branch, you can visit any credit union or Credit Union Service Center to access your OKCU account. 

Happy to Help

I have had several instances over the years when OKCU has helped me get through a financial pinch. The most recent situation was not a need but a want. OKCU allowed us to borrow the funds to take a dream vacation!
Jerry S.
OKCU has been my go to financial guru for multiple purchases, as well as a structured means to save. My adult children have accounts, and I have opened accounts for all eight of my grandchildren and great grandchildren. I might say that membership at OKCU has evolved into a legacy for my family.
Joey C.
Member Since 1976
In 1986, tragedy happened in our family. We had a few financially rough years prior to this time. Our credit had bottomed out and we had lost 1/2 of our income. We have used OKCU's resources since that time to finance the purchase of our home, several cars and other miscellaneous loans.
Joyce S.
When I found myself having to take care of my elderly parent's finances, OKCU's compassionate guidance gave me ease and confidence. It wasn't just a place to bank; it was a lifeline, a trusted ally in my journey towards financial security and peace of mind.
Jacquelyn S.
As a member of the credit union that is getting to senior citizen status, I am grateful for all the protections OKCU has to keep my account safe. The staff have always been very helpful when financial issues arise.
Jimmy A.
OKCU has given me a wonderful sense of security by listening to my financial needs and finding ways to meet those needs. The confidence I gain from OKCU employees' knowledge, courtesy and kindness allows me to ask about my account and personal needs with ease. If asked about banking with OKCU, my reply would be “outstanding.“
Sherrie B.
0 Years
Helping Oklahomans
0+
Members