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Get 4.00% APY* and bring home the bacon with a High-Yield Savings. Click to learn more.
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Get 4.00% APY* and bring home the bacon with a High-Yield Savings.

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What is a Credit Union?

For People, Not Profit

A History of Helping


From the beginning, credit unions were created to help people become economically independent by helping them learn to save and borrow responsibly. 

At our heart, we are a financial cooperative here to serve our members, not make a profit. Earnings are returned to our members in the form of lower loan rates, higher interest on deposits and lower fees.

Each OKCU member has equal ownership and one vote, regardless of how much money you have on deposit. At OKCU, everyone is both a member and an owner.

Putting People First, Not Profits


That’s who we are. Here are some of the reasons you will enjoy being a member of OKCU.

Simple and easy

Open you accounts 24/7 online


All account paperwork can be done via digital documents. You only have to visit if you want!

Nationwide access

Visit one of more than 5,000 shared branches across the country

Digital Banking

Access your accounts, deposit checks and more

There’s Always a Branch Close By

A perk of being a credit union member is access to the shared branching network. Shared Branching is a national network of credit unions from across the country that share facilities to give members thousands of convenient locations to perform transactions just as if they were at their home credit union. 

Are You Eligible for Membership?

There are many ways to become a member at OKCU. Click the link to learn more.

The Credit Union Difference

Banks are for-profit institutions with shareholders. Credit Unions are not-for-profit financial cooperatives owned by their members.

Yes! We offer checking and savings accounts, certificates of deposits, auto loans, home loans, personal loans and business banking services. 

Happy to Help

I have had several instances over the years when OKCU has helped me get through a financial pinch. The most recent situation was not a need but a want. OKCU allowed us to borrow the funds to take a dream vacation!
0 Years
Helping Oklahomans