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Okie Life

Helping fellow Okies navigate financial life.

Money Mantras & Financial Affirmations for Everyone

June 1, 2023

Affirmations are positive statements or phrases we repeat to ourselves to help✨manifest✨ our dreams and live our best lives. You can create affirmations about literally anything—career goals, gains at the gym, finding that special someone, learning to love yourself—the list goes on and on.

There’s no limit to the number of affirmations you can use on a daily basis, so how about some positivity toward your financial potential?


Financial affirmations can help combat negative money mindsets and focus on growth and achievement. There’s no magic to it. The only trick is investing yourself in receiving the message. If you need to find a better balance between life and finance or just want to bring clarity to your long-term money goals, a positive and healthy mindset can promote more than just cash flow.

What Are Your Money Mantras?

Self-affirmation is a powerful tool you can apply at any point in your financial life. You can have as many or as few affirmations as you like, but find a routine that works for you and helps keep you on track toward your financial goals. Still trying to figure out where to start? Here are some money mantras you can add to your daily mix!🎧

I value my time, money and well-being.⏰💸❤️

The takeaway from this mantra is recognizing your value. Your time and well-being are assets and shouldn’t be viewed as a reward for financial gains. This affirmation is to give you a perspective that prioritizes your needs. Money is not more important than your sanity.

I am wealthy in many ways.♾️💪🌎

If you take pride in your financial independence, this affirmation is a helpful reminder that freedom doesn’t require isolation. This one can also be useful for anyone feeling down about their current money status. There are countless ways to measure wealth—friendships, knowledge, opportunities, etc.—but you have to take the time to appreciate the riches you have in your life.

I spend and save with intention.🏦💸🤩

This one is fairly self-explanatory: everything you do with your money serves a purpose. That doesn’t mean you’re all work and no play, but it provides a healthy mindset that encourages self-awareness in money management. You can obviously still go shopping and treat yourself, but buy yourself that new pair of shoes BECAUSE you got a promotion, not “just because.”

My effort will pay off. My financial goals are achievable. ⏳😌📈

Working towards long-term financial goals can sometimes feel like watching grass grow while you wait to reach the finish line. Things like credit building and saving toward large expenses can take some time. They don’t need to be a constant source of concern in your day-to-day life. You are on track, remind yourself of this and enjoy the journey.

I am worthy of financial abundance.🎁🥳💃

No matter where you are financially, you deserve all the wealth and happiness you aspire to! Don’t let the past, your fears, other people or yourself stand in the way of your successes. You are worthy of an abundant life.

Manifest the Best for You

Affirmations are not something that will solve your problems overnight, but you have the power to take any goal from 🚧work-in-progress🔨to🌟success!🌟

Consistency is key, but the first step is figuring out where you are and where you want to be in your financial life. If this feels like something that could help you, create a daily affirmations routine that works toward your personal growth and give yourself room for some hiccups along the way (no one is perfect!).

Remember, you are capable of achieving all of your goals!

The information and topics features are for information purposes only and does not constitute legal, tax or financial advice. All financial situations and circumstances are different and may not apply to the specific information provided. Seek the advice of a financial professional, tax consultant, or legal counsel to obtain guidance specific to your needs.