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Credit Union Autos for Sale

Did you know that OKCU owns a car lot with other local credit unions? It's called First Rate Autos and is located at 2921 W Hefner Rd in Oklahoma City.

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Did you know that OKCU owns a car lot with other local credit unions? It's called First Rate Autos and is located at 2921 W Hefner Rd in Oklahoma City. View Our Cars

Inventory updated daily from local credit unions

Look, we understand shopping for the right vehicle can be nerve-racking. That's why we make the process easy with low no haggle pricing at First Rate Autos.

What's unique about buying a vehicle at First Rate Autos?

  • No haggle pricing
  • New inventory coming in daily
  • Get more bang for your buck with financing for 4.99% APR* even if you qualify for a higher rate
  • If you qualify for a lower rate you can use it at First Rate Autos

Get pre-approved before heading to First Rate Autos

This 52 second video tells you what to expect at the dealership once you get pre-approved. You’ll know exactly what your budget is and it will be easier to stick to your auto buying plan.

See a vehicle online that you want more information about?

Give the staff at First Rate Autos a call or swing by and they'll be happy to help you.

  • 405.330.1400
  • 2921 W Hefner Rd, Oklahoma City
  • Monday - Saturday 9 am - 7 pm
  • Closed Sundays

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

  • APR stands for Annual Percentage Rate
  • The rate of 4.99% APR applies to the First Rate Autos dealership only, you may not qualify for that rate at any other dealership
  • The 4.99% APR is subject to approval.
  • Not everyone will be approved for a loan at First Rate Autos
  • This is a limited time offer and won't last forever
  • Our normal lending policies apply

Get pre-approved before heading to First Rate Autos

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Kyle B.

    OKCU worked with me and got me pre-approved to help me buy a car. It was the easiest car buying experience ever!

    – Kyle B.

  • Jennifer B.

    OKCU has helped me consolidate a few cards with our vehicles so we could pay off a few credit cards, a tremendous help!

    – Jennifer B.

  • Melissa J.

    You have given me the lowest rates on two car loans. Now, I can use that money to do things with my kids!

    – Melissa J.

  • Diana L.

    OKCU approved me for a better car loan than my previous bank and at a great rate, too. I can actually feel comfortable paying for something I like and wanted!

    – Diana L.

  • Kathy S.

    OKCU helped me by refinancing my truck so that I could get cheaper payments and a lower interest rate.

    – Kathy S.

  • Mary G.

    OKCU gave me a chance to improve my credit score all while giving me a great low, low interest rate on my car.

    – Mary G.