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Autos for Sale

Did you know that OKCU owns a car lot with other local credit unions? It's called First Rate Autos and is located at 2921 W Hefner Rd in Oklahoma City.

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Did you know that OKCU owns a car lot with other local credit unions? It's called First Rate Autos and is located at 2921 W Hefner Rd in Oklahoma City. View Our Cars

Experience a Hassle-Free Car-Buying Experience

We know shopping for the right vehicle can be stressful. That's why we make the process easy with low no-haggle pricing at First Rate Autos.

What's unique about buying a vehicle at First Rate Autos?

  • No-haggle pricing
  • New inventory daily
  • Get more bang for your buck with financing for 4.99% APR* even if you qualify for a higher rate
  • If you qualify for a lower rate you can use it at First Rate Autos
  • First Rate Auto offers a no-pressure buying experience. They're there to help and answer questions, not to pressure you into purchasing a vehicle.
  • When you're ready to purchase a vehicle, they create a purchase agreement in 5 minutes.
  • Sell your car to First Rate Autos

Get pre-approved before heading to First Rate Autos

Sell Your Car to First Rate Autos

First Rate Autos will purchase your vehicle, even if you don't purchase a vehicle from First Rate Autos. There are two easy ways to sell your car to First Rate Autos:

  1. Complete a short online form with your vehicle details. Once submitted, a representative from First Rate Autos will contact you.
  2. Give them a call at 405.330.1400 to schedule a convenient time to have your vehicle inspected by the First Rate Autos inventory team. The inspection will take about 15 minutes, and you will receive a haggle-free offer. 


See a vehicle online that you want more information about?

Give the staff at First Rate Autos a call or swing by and they'll be happy to help you.

  • 405.330.1400
  • 2921 W Hefner Rd, Oklahoma City
  • Monday - Saturday 9 am - 7 pm
  • Closed Sundays

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

  • APR stands for Annual Percentage Rate
  • The rate of 4.99% APR applies to the First Rate Autos dealership only, you may not qualify for that rate at any other dealership
  • The 4.99% APR is subject to approval.
  • Not everyone will be approved for a loan at First Rate Autos
  • This is a limited time offer and won't last forever
  • Our normal lending policies apply

Get pre-approved before heading to First Rate Autos

Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Kyle B.

    OKCU worked with me and got me pre-approved to help me buy a car. It was the easiest car buying experience ever!

    – Kyle B.

  • Jennifer B.

    OKCU has helped me consolidate a few cards with our vehicles so we could pay off a few credit cards, a tremendous help!

    – Jennifer B.

  • Melissa J.

    You have given me the lowest rates on two car loans. Now, I can use that money to do things with my kids!

    – Melissa J.

  • Diana L.

    OKCU approved me for a better car loan than my previous bank and at a great rate, too. I can actually feel comfortable paying for something I like and wanted!

    – Diana L.

  • Kathy S.

    OKCU helped me by refinancing my truck so that I could get cheaper payments and a lower interest rate.

    – Kathy S.

  • Mary G.

    OKCU gave me a chance to improve my credit score all while giving me a great low, low interest rate on my car.

    – Mary G.