Auto Loan Rates
Finding the right rate for your next car or truck can make a big difference on your monthly payment.
| Term | APR* |
|---|---|
| 36 Mo. | 3.99% |
| 60 Mo. | 4.74% |
| 75 Mo. | 4.99% |
| 84 Mo. | 4.99% |
| Term | APR* |
|---|---|
| 36 Mo. | 3.99% |
| 60 Mo. | 4.74% |
| 75 Mo. | 4.99% |
| 84 Mo. | 4.99% |
| Loan Amount | 36 Mo.1 | 60 Mo.2 | 75 Mo.3 | 84 Mo.4 |
|---|---|---|---|---|
| $15,000 | $443 | $281 | $233 | $212 |
| $20,000 | $590 | $375 | $311 | $283 |
| $25,000 | $738 | $469 | $389 | $353 |
1 Max term 36 months. Estimated payment $29.52 per $1,000 borrowed for 36 months. 2 Max term 60 months. Estimated payment $18.75 per $1,000 borrowed for 60 months. 3 Max term 75 months. Estimated payment $15.55 per $1,000 borrowed for 75 months. 4 Max term 84 months. Estimated payment $14.13 per $1,000 borrowed for 84 months.
1 Max term 36 months. Estimated payment $29.52 per $1,000 borrowed for 36 months. 2 Max term 60 months. Estimated payment $18.75 per $1,000 borrowed for 60 months. 3 Max term 75 months. Estimated payment $15.55 per $1,000 borrowed for 75 months. 4 Max term 84 months. Estimated payment $14.13 per $1,000 borrowed for 84 months.
| Loan Amount | 36 Mo.1 | 60 Mo.2 | 75 Mo.3 | 84 Mo.4 |
|---|---|---|---|---|
| $15,000 | $443 | $281 | $233 | $212 |
| $20,000 | $590 | $375 | $311 | $283 |
| $25,000 | $738 | $469 | $389 | $353 |
1 Max term 36 months. Estimated payment $29.52 per $1,000 borrowed for 36 months. 2 Max term 60 months. Estimated payment $18.75 per $1,000 borrowed for 60 months. 3 Max term 75 months. Estimated payment $15.55 per $1,000 borrowed for 75 months. 4 Max term 84 months. Estimated payment $14.13 per $1,000 borrowed for 84 months.
Annual Percentage Rate. Monthly rate and payment examples above are for a Vantage Score of 740+. Available on 2025 or newer vehicles with under 5,000 miles. Requires automatic payments and OKCU checking account with direct deposit. Rates subject to change. Normal lending policies apply.
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