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Savings Account

The quickest way to double your money is to fold it over and stick it in your pocket! Ok, so our savings account might not double your money but it will earn you a little extra cash towards your savings goal.

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The quickest way to double your money is to fold it over and stick it in your pocket! Ok, so our savings account might not double your money but it will earn you a little extra cash towards your savings goal. Open Your Account

A penny saved is a penny earned

Let's face it, saving money isn't always easy but we're here to help. Your savings goals are important to us. Need an account to set aside money for emergencies? We can help with that. Need an account to save up for a down payment on your home? We do those too. No savings goal is too big or too small.

Opening a savings account today can save you tomorrow

  • Link your savings and checking account for overdraft protection
  • Open a savings account with as little as $5
  • Start earning interest on balances over $100
  • Set up automatic savings each time you get paid
  • Tiered savings accounts - the bigger your balance the more interest you earn
  • Accounts are insured by the NCUA which is like the FDIC but for credit unions

Contact a Savings PRO today

Keeping track of your savings goals has never been easier.

  • Real-time account transfers
  • Online and mobile banking for everyday transactions
  • Digital eStatements
  • Have a question about your account? Call us and we'll answer the phone! 

Download the app today

Saving money is something we all need to do. Here are a few helpful tips to get you started.

  • Start saving now, your future self with thank you
  • Set a savings goal and write it down
  • Make your deposits automatic
  • Create a budget and include your savings as a line item
  • Utilize apps to help you stay on budget

Contact a Savings PRO today

Transparency is important to us. Our fine print is actually the same size as anything else we talk about. For all the legal speak please review the current Rate and Fee Schedule. Here are the highlights.

  • You can make up to 6 withdrawals per month from your savings account
  • You pay $2 for each withdrawal over 6
  • If you need to make more than 6 withdraws per month consider opening a checking account in addition to a savings account
  • Overdraft transfer from savings to checking is $1 per transfer
  • If you only have a savings account and the balance is less than $500 you will be charged $10 per month
  • The Annual Percentage Yield (APY) may change quarterly on a savings account

Contact a Savings PRO today

Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Evelyn S.

    The savings account with OKCU has encouraged my children to continue to save with OKCU since elementary school. Now they are in college and still keep their savings accounts open with OKCU.

    – Evelyn S.

  • OECU Happy Face

    OKCU helped me move funds from my savings account to my daughter's - even when I did not know my account number - to help her with college.

    – Susan O.

  • Mary M.

    OKCU helped me start a savings account by the automatic withdrawal from payroll check once a month. I don't even miss the money.

    – Mary M.

  • Adriana M.

    Starting my savings account at 16 really increased my confidence because I was able to feel like a young, responsible adult.

    – Adriana M.

  • Jennifer B.

    I feel like I am a part of a family with OKCU, as they go above and beyond to make sure I am taken care of.

    – Jennifer B.

  • Connie H.

    You just don't get this kind of service from a bank. I know with OKCU, I am not just a number on a page but a person that matters to my OKCU bankers.

    – Connie H.