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Business Certificate Rates

If you have extra funds to put aside, certificates offer guaranteed returns on your hard-earned money. Start investing in your business with as little as $500.

Contact Business Services
If you have extra funds to put aside, certificates offer guaranteed returns on your hard-earned money. Start investing in your business with as little as $500. Contact Business Services

Put your extra funds to work

We’re in Oklahoma. You’re in Oklahoma. Or at least you consider yourself an Okie. Makes it pretty easy to open a new certificate, whether you want to do it online, over the phone or face-to-face. If you have questions, contact us and we'll be happy to help.


Term Min Opening Balance APY*
6 months $2,500 1.51%
12 months $500 2.06%
18 months $500 2.06%
18 months Special** $5,000 2.77%
24 months $500 2.26%
30 months $500 2.26%
36 months $500 2.57%
48 months $500 2.65%
60 months $500 2.82%
*Annual Percentage Yield **18 Month Certificate Special for 2.77% APY: Annual Percentage Yield. Limited time only. Min $5,000. 18 month term. Automatically renews to standard 24 month rate. Click here for additional account information.
FOR PEOPLE, NOT PROFIT

FOR PEOPLE, NOT PROFIT

The mortgage crisis taught us that you want to work with a lender who puts people first, not profits. Our team of home loan experts are happy to help.

REVIEW YOUR HOME LOAN OPTIONS
30 YR HOME LOAN
At 4.758% APR your monthly payment could be
$523
$784
$1045
FIND YOUR PAYMENT
Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • CKE Investments

    OKCU has been paramount to the success of my business. They helped my vision to become a reality.

    – CKE Investments

  • OKC Nothing Bundt Cakes

    OKCU is more than just a credit union, for us, OKCU is a part of our community and friends to count on. We appreciate all that they do for us.

    – OKC Nothing Bundt Cakes

  • Timothy D
    I can't say enough about how helpful and thorough Barbara was. She went above and beyond and made the entire experience absolutely seamless.

    – Timothy D.
    ​Member Since 2006 
  • Urbach Law Firm
    With Oklahoma's Credit Union, you get small town customer services with big town benefits. It is the perfect place for our business banking needs. 

    – Urbach Law Firm
  • Care Providers Oklahoma
    It is clear that OKCU invests in their employees because their employees care about investing in their customer's needs and desires.

    – Care Providers Oklahoma
  • White and Associates, LLC
    Constance and OKCU have been my team members for business success and personal life enjoyments. Life is too hard not to have a great banking partner. 

    – White and Associates, LLC
  • Hopper Homes
    I love the personalized attention I receive! 

    – Hopper Homes