Get 4.30% APY* with a 19 month term and $500 minimum deposit.
Get 4.30% APY*
Get 4.30% APY* with a 19 month term and $500 minimum deposit.
Learn More

Business Certificate Rates

Put your extra funds to work.

Promotional Certificate Rates
Effective Date: September 22, 2026
19 Mo.
Min Opening Balance $500
APY* 4.30%

**At maturity, the promotional 19 month certificate will renew automatically as a standard 18 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only.

Term Min Opening Balance APY*
19 Mo.$5004.30%

**At maturity, the promotional 19 month certificate will renew automatically as a standard 18 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only.

Standard Certificate Rates
Effective Date: September 9, 2025
6 Mo.
Min Opening Balance $2,500
APY* 3.00%
12 Mo.
Min Opening Balance $500
APY* 3.10%
18 Mo.
Min Opening Balance $500
APY* 3.15%
24 Mo.
Min Opening Balance $500
APY* 3.15%
30 Mo.
Min Opening Balance $500
APY* 3.20%
36 Mo.
Min Opening Balance $500
APY* 3.20%
48 Mo.
Min Opening Balance $500
APY* 3.25%
60 Mo.
Min Opening Balance $500
APY* 3.30%
Term Min Opening Balance APY*
6 Mo.$2,5003.00%
12 Mo.$5003.10%
18 Mo.$5003.15%
24 Mo.$5003.15%
30 Mo.$5003.20%
36 Mo.$5003.20%
48 Mo.$5003.25%
60 Mo.$5003.30%
*

Annual Percentage Yield. View additional account information.

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I can't say enough about how simple financing a vehicle, storm shelter or whatever you may need is through OKCU.
Tanya W.
Member Since 2011
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