Knowing what you can afford is the first step toward purchasing a new home. Let's get you a home loan that works for your dreams and your wallet.
We've been doing this for over 62 years. Let us drop some knowledge on you before you buy a home. It's one of the biggest investments you'll ever make. Here are some ways to learn more about how it works.
Are you new to this? Buying a home can be overwhelming. Get all the information you need plus tips and tricks from industry insiders at one of our free Homebuyer Workshops.
Love making lists and checking things off when they're comlete? We gotcha covered. We'll give it to you straight. Here are the steps you need to take before buying a home.
Did you know you need to use "seasoned money" for your down payment? It's not the latest Facebook recipe but the requirement that your down payment has been in your account for a minimum of 60 - 90 days. Down payments typically range from 3.5 - 20% of the purchase price based on what type of home loan you qualify for in Oklahoma. Get started on building up your down payment so you don't experience any delays at closing.
To apply online for your savings account get started below.
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Believe it or not, you're not the first person to have questions about buying a home. What do most people ask about when buying their first home? Get answers to common questions.
Read our home loan FAQs
A safe and easy way to build your credit is with an Experience Oklahoma Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.
Why do our members love being part of OKCU? Find out below.
OECU has helped me keep everything going smoothly with my mortgage. OECU just makes my life easier.
– Dennis F.
Melisa was especially helpful with my home loan, always answering my questions so I can understand it. My concerns are her concerns.
– Brandi D.
I completed my mortgage refinancing paperwork online, didn't even have to leave my computer.
– Michael L.
Refinance my house with OECU has been a breeze and I have a local contact whenever I need anything.
– Brendan B.
OECU offered the best interest rates when we refinanced our house! We were able to cut our interest rate and term on our loan in half without even coming into the office!
– Andrew C.
My loan officer extended all possible assistance to obtain a home equity loan. His knowledge and professionalism made the whole process simple and easy.
– Abraham V.