Quickly make mobile payments with your OKCU debit or credit card
Using a new technology is always intimidating at first but after a while we can't imagine our lives without it. Apple Pay™ is simple to use and can speed up your time at the checkout. Check out some frequently asked questions about Apple Pay™.
What is Apple Pay™?
Let's assume that this is the first time you're hearing about mobile payments. Apple Pay™ is a contact payment technology from Apple®. Basically, Apple Pay™ is a digital wallet service.
What does Apple Pay™ do for me?
We all want to know, what's in it for me? Apple Pay™ offers you convenience and security. It pulls your credit card and debit card data from the Passbook app, enabling you to use an Apple® device as a wallet at store checkouts.
Which devices currently work with Apple Pay™?
If you have the latest and greatest Apple® device then you're good. If you're working with an older model it needs to be an iPhone® 6, iPhone® 6 Plus, and Apple Watch® (paired with iPhone® 5, iPhone® 5c, iPhone® 5s, iPhone® 6, or iPhone® 6 Plus).
Can I use my OKCU debit or credit card with Apple Pay™?
You bet! Apple Pay™ works with Visa®, MasterCard® and American Express®.
Where can I use Apple Pay™?
Not nearly as many places as we want but Apple Pay™ works anywhere that accepts contactless payments. Simply look for the contactless payment symbol near readers at checkout.
How do I use Apple Pay™?
It's actually really simple. When you're checking out, just hold your iPhone® next to the contactless reader with your finger on Touch ID™. You will not have to look at your iPhone's® screen, because a subtle vibration and beep will confirm that you paid correctly. There's also no need to open an app or wake your iPhone's® display.
Is Apple Pay™ secure?
You've seen the headlines, Apple® doesn't mess around with security. Your transaction information or card numbers will not save on Apple's® servers so your payments are private, but your most recent purchases are kept in the Passbook™ app.
What if I lose my iPhone® or Apple Watch®?
First, we hope you have some insurance on it! You can use the Find My iPhone™ to put your device in Lost Mode which will lock everything on your phone, prevent others from accessing your content including Apple Pay™ or Passbook™ data and suspend your Apple Pay™ payments. You can also use Find My iPhone™ to wipe your iPhone® clean completely.