A History of Helping
In 1954, OKCU was founded as Oklahoma Highway Department Credit Union to offer state employees affordable travel loans. As the needs of our community grew, so did we. In 2018 we became Oklahoma’s Credit Union and now help over 60,000 Oklahomans across the state.
Over the years, we have also formed many partnerships with local businesses to help support our community. Since our founding, our goal has remained the same — to Help Oklahomans Do More with Their Money. That’s why we put people first, not profits.
The Credit Union Difference
From the beginning, credit unions were created to serve their communities by providing resources for people to save and borrow responsibly. Credit unions offer all of the products and services a traditional bank does, including checking accounts, savings accounts, auto loans, home loans, credit cards, Digital Banking and more.
Credit unions are here to serve their members, not make a profit. Earnings are returned to members in the form of lower loan rates, higher interest on deposits and lower fees.
Every member has equal ownership and one vote, regardless of how much money you have on deposit. At credit unions, everyone is both a member and an owner.
Putting People First, Not Profits
That’s who we are. Here are some of the reasons you will enjoy being a member of OKCU.
Open your accounts 24/7 online.
All account paperwork can be done via digital documents. You only have to visit if you want!
Access more than 5,000 shared branches and 33,000 surcharge-free ATMs across the country.
Access your accounts, deposit checks and more.
There’s Always a Branch Close By
A perk of being a credit union member is access to the shared branching network. Shared Branching is a national network of credit unions from across the country that share facilities to give members thousands of convenient locations to perform transactions just as if they were at their home credit union.
There are many ways to become a member at OKCU. Click the link to learn more.
Credit Union FAQs
Banks are for-profit institutions with shareholders. Credit Unions are not-for-profit financial cooperatives owned by their members.
Yes! We offer checking and savings accounts, certificates of deposits, auto loans, home loans, personal loans and business banking services.
OKCU is federally insured through NCUA. This means that your money is insured by the federal government up to $250,000. OKCU's top priority is financial soundness and stability for our members.
Not at all. Open an account 24/7 online.
Easily manage your money with our Digital Banking app. If you need to visit a branch, you can visit any credit union or Credit Union Service Center to access your OKCU account.
Happy to Help
