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Lifestyle Loan Rates

Get the cash you need when you need it. OKCU’s Lifestyle loan provides the funds you need with a low monthly payment that fits your budget.

Lifestyle Loan Rates
Effective Date: September 22, 2026
Term APR*
36 Mo.10.24%
48 Mo.10.75%
60 Mo.11.00%
72 Mo.11.25%
Term APR*
36 Mo.10.24%
48 Mo.10.75%
60 Mo.11.00%
72 Mo.11.25%
Lifestyle Loan Monthly Payment
Effective Date: September 22, 2026
Loan Amount 36 Mo.1 48 Mo.2 60 Mo.3 72 Mo.4
$5,000$162$129$109$96
$10,000$324$257$217$192
$15,000$486$386$326$287

1 Max term 36 months. Estimated payment $32.38 per $1,000 borrowed for 36 months. 2 Max term 48 months. Estimated payment $25.72 per $1,000 borrowed for 48 months. 3 Max term 60 months. Estimated payment $21.74 per $1,000 borrowed for 60 months. 4 Max term 72 months. Estimated payment $19.16 per $1,000 borrowed for 72 months.

1 Max term 36 months. Estimated payment $32.38 per $1,000 borrowed for 36 months. 2 Max term 48 months. Estimated payment $25.72 per $1,000 borrowed for 48 months. 3 Max term 60 months. Estimated payment $21.74 per $1,000 borrowed for 60 months. 4 Max term 72 months. Estimated payment $19.16 per $1,000 borrowed for 72 months.

Loan Amount 36 Mo.1 48 Mo.2 60 Mo.3 72 Mo.4
$5,000$162$129$109$96
$10,000$324$257$217$192
$15,000$486$386$326$287

1 Max term 36 months. Estimated payment $32.38 per $1,000 borrowed for 36 months. 2 Max term 48 months. Estimated payment $25.72 per $1,000 borrowed for 48 months. 3 Max term 60 months. Estimated payment $21.74 per $1,000 borrowed for 60 months. 4 Max term 72 months. Estimated payment $19.16 per $1,000 borrowed for 72 months.

*

Annual Percentage Rate. 740+ FICO Score. Requires automatic payments and OKCU checking account with direct deposit. Normal lending policies apply. Limited time offer.

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