4.10% Certificate Special
Get 4.10% APY*
Get 4.10% APY* with a 13 month term and $500 minimum deposit.
Open Account Online

IRA Rates

When retirement is on the horizon, you need peace of mind.

Promotional Rates**
Effective Date: July 21, 2026
13 Mo.
Min Opening Balance $500
APY* 4.10%

**At maturity, the promotional 13 month certificate will renew automatically as a standard 12 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only.

Term Min Opening Balance APY*
13 Mo.$5004.10%

**At maturity, the promotional 13 month certificate will renew automatically as a standard 12 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only.

Standard Rates
Effective Date: September 9, 2025
6 mo.
Min Opening Balance $2,500
APY* 3.00%
12 Mo.
Min Opening Balance $500
APY* 3.10%
18 Mo.
Min Opening Balance $500
APY* 3.15%
24 Mo.
Min Opening Balance $500
APY* 3.15%
30 Mo.
Min Opening Balance $500
APY* 3.20%
36 Mo.
Min Opening Balance $500
APY* 3.20%
48 Mo.
Min Opening Balance $500
APY* 3.25%
60 Mo.
Min Opening Balance $500
APY* 3.30%
Term Min Opening Balance APY*
6 mo.$2,5003.00%
12 Mo.$5003.10%
18 Mo.$5003.15%
24 Mo.$5003.15%
30 Mo.$5003.20%
36 Mo.$5003.20%
48 Mo.$5003.25%
60 Mo.$5003.30%
*

Annual Percentage Yield. View additional account information. Rates subject to change.

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