Home Equity Loan or Line of Credit?

Deciding whether you need a home equity loan or a new line of credit? Use this helpful calculator that factors in interest rates and loan terms as well as payoff schedule to make the best financial decision for your unique situation.

Calculators are examples of payments. Final payment and interest are based on individual lending policies. Programs, rates, terms and conditions are subject to change without notice.

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OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.

OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.

Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.

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