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Get 4.00% APY* and bring home the bacon with a High-Yield Savings. Click to learn more.
Earn 4.00% APY*

Get 4.00% APY* and bring home the bacon with a High-Yield Savings.

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Snap Checking

Opening a free Snap Checking account is easier than learning how to actually snap. Learn more about our no-frills checking account.

A Checking Account that Makes Your Life Easier


Sometimes simple is better. If you're looking for a checking account that is basic in all the right ways, look no further. Our Snap Checking makes life easier by keeping it simple.

Benefits of an OKCU Snap Checking Account


Learn why a Snap Checking account is right for you.

No monthly fee
No minimum balance requirement
Online account access

Perform transactions, view statements and deposit checks with Digital Banking

Courtesy pay*
Enhanced account security

Get real time text or email security alerts

24/7 Checking Account Access

All OKCU checking accounts include access to 24/7 Digital Banking. Create custom alerts, sync third-party accounts, send money with Zelle®, view your credit score and more with Digital Banking.

Nationwide Access

With an OKCU checking account, you have access to over 900 surcharge-free ATMs across Oklahoma and 5,000 shared branches nationwide. If you use an ATM that's out of our network, you may have to pay a fee.

Happy to Help

OKCU was quick to notice wrongful debit card charges and alerted me immediately. They stopped the charges from being made and were able to get the fraudulent ones resolved.
0 Years
Helping Oklahomans

$25 minimum opening deposit. No minimum balance requirements after your initial opening deposit. *$27.50 per Courtesy Pay occurrence and you may have multiple occurrences on the same day. Your fees count against the Courtesy Pay limit. Account must be open 60 days for Courtesy Pay. Balance must be made positive within 30 days or account may be closed. Courtesy Pay will be suspended if account is negative 30 days or if loan is 20 days past due. Courtesy Pay may be reactivated once account has been positive for 30 days. Eligible transaction types include checks, ACH debits and online bill pay transactions. Courtesy Pay is not guaranteed and could be revoked at any time without prior notice.