Oklahoma Credit Card Rates | Oklahoma's Credit Union Credit Cards

Hey, Oklahomans, check out our credit card rates

We’re in Oklahoma. You’re in Oklahoma. Or at least you consider yourself an Okie. Makes it pretty easy to apply for your credit card, whether you want to do it online, over the phone or face-to-face. It’ll only take about 15 minutes. If you have questions, contact us and we'll be happy to help.

Smart

Rewards

Purchase/Cash APR*

9.74% - 20.99%

11.74% - 20.99%

Earn Rewards (local, travel, cash back, etc.)

Yes

Annual Fee

Savings Secured

Yes

Family Card

Yes

Balance Transfer Fee

Cash Advance Fee

Minimum Payment

Greater of 2.5% or $10

Greater of 1% or $25

Grace Period

25 days

Price Protection

Yes

ID Theft Resolution

Yes

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Quick Tools

Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.

– Samantha M.
OKCU has helped me by allowing me to condense our debts down with low interest rates so that I could free up my budget.

– Jennifer F.
OKCU has been so great and has always worked hard to get us the loans we need, when it seemed impossible you made it possible! Thank you so much for years of satisfaction.

– Candice W.
Recently did a refinance and couldn't be happier. Great rates, great options, fantastic service.

– Jason B.
Member Since 2011
Most finance companies won't even consider giving a loan to a young adult. But with OKCU, you have taught my son about building credit and the responsibility of having a loan.

– Lynda M.
I have had several instances over the years when OKCU has helped me get through a financial pinch. The most recent situation was not a need but a want. OKCU allowed us to borrow the funds to take a dream vacation!

– Jerry S.
When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

– Essie J.
We shopped around for rates and found OKCU to be the best. With local, high quality service, we will definitely use them again for future banking needs.

– Daniel D.
Member Since 2018
OKCU has competitive rates (the lowest I've seen in the metro), great customer service, a quick approval process and an easy auto loan process.

– Luis M.
Member Since 2003

Credit Card Rates

Hey, Oklahomans, check out our credit card rates

FOR PEOPLE, NOT PROFIT