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Credit Card Rates

The interest rate you pay on your credit card will have a big impact on your monthly payment. Get an OKCU credit card with competitive rates and save some cash!

Apply for your Credit Card Online
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The interest rate you pay on your credit card will have a big impact on your monthly payment. Get an OKCU credit card with competitive rates and save some cash!

Apply for your Credit Card Online

Hey, Oklahomans, check out our credit card rates

We’re in Oklahoma. You’re in Oklahoma. Or at least you consider yourself an Okie . Makes it pretty easy to apply for your credit card, whether you want to do it online, over the phone or face-to-face. It’ll only take about 15 minutes. If you have questions, contact us and we'll be happy to help.

spacer Classic Rewards
Purchase/Cash APR* 9.24% - 20.99% 11.24% - 20.99%
Earn Rewards (local, traditional, etc.) No Yes
Annual Fee $0 $0
Savings Secured Yes No
Family Card Yes No
Balance Transfer Fee $0 $0
Cash Advance Fee $0 $0
Minimum Payment Greater of 2.5% or $10 Greater of 1% or $25
Grace Period 25 days 25 days
Extended Warranty Yes Yes
Price Protection Yes Yes
ID Theft Resolution Yes Yes
Learn More Learn More
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Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with an Experience Oklahoma Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Samantha M.

    Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.

    – Samantha M.

  • Jennifer F.

    OECU has helped me by allowing me to condense our debts down with low interest rates so that I could free up my budget.

    – Jennifer F.

  • Candice W.

    OECU has been so great and has always worked hard to get us the loans we need, when it seemed impossible you made it possible! Thank you so much for years of satisfaction.

    – Candice W.

  • Lynda M.

    Most finance companies won't even consider giving a loan to a young adult. But with OECU, you have taught my son about building credit and the responsibility of having a loan.

    – Lynda M.

  • Jerry S.

    I have had several instances over the years which OECU has helped get through a financial pinch. The most recent situation was not a need but a want. OECU allowed us to borrow the funds to take a dream vacation!

    – Jerry S.

  • Essie J.

    When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

    – Essie J.