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Auto Loan Rates

Let's be honest, the payments are what you really care about. You could save hundreds of dollars each year on your payment with our competitive new and used auto loan rates. There’s no voodoo or smoke and mirrors, either. We’re a not-for-profit financial institution, so we’re happy to pass the savings to you. To apply online for your auto loan get started below. 

Apply for your auto loan

Let's be honest, the payments are what you really care about. You could save hundreds of dollars each year on your payment with our competitive new and used auto loan rates. There’s no voodoo or smoke and mirrors, either. We’re a not-for-profit financial institution, so we’re happy to pass the savings to you. To apply online for your auto loan get started below. 

Apply for your auto loan

You are not A LOAN

We’re in Oklahoma. You’re in Oklahoma. Or at least you consider yourself an Okie. Makes it pretty easy to apply for your auto loan, whether you want to do it online, over the phone or face-to-face. It’ll only take about 15 minutes. If you have questions, contact us and we'll be happy to help.


Loan Amount 60 Months at 3.74%APR* 75 Months at 4.24%APR** 84 Months at 4.74%APR***
$15,000 $275 $229 $211
$20,000 $366 $305 $281
$25,000 $458 $381 $351
Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

LEARN MORE ABOUT CREDIT CARDS

*Annual Percentage Rate. 680+ FICO score. Requires automatic payments. Limited time offer. Normal lending policies apply. Excludes existing OKCU loans. Max term 60 months. Estimated payment $18.30 per $1,000 borrowed for 60 months. **Annual Percentage Rate. 680+ FICO score. Requires automatic payments. Limited time offer. Normal lending policies apply. Excludes existing OKCU loans. Max term 75 months. Estimated payment $15.20 per $1,000 borrowed for 75 months. ***Annual Percentage Rate. 680+ FICO score. Requires automatic payments. Limited time offer. Normal lending policies apply. Excludes existing OKCU loans. Max term 84 months. Estimated payment $14.01 per $1,000 borrowed for 84 months.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Kendall R
    ​My loan officer was willing to take all my calls and give me great advice along the way. 

    –  Kendall R.
    Member Since 2009
  • Sylvia B
    I was able to set my car payment up biweekly which was something I didn't know I could do!

    –  Sylvia B.
    Member Since 2001
  • Sydney S
    Getting an auto loan is easy here and they make sure they can help you in any way!

    –  Sydney S.
    Member Since 2007
  • Drew S
    I walked in not having had a car loan before. A few short questions and I was out within 10 minutes. Didn't have to lift a finger.

    –  Drew S.
    Member Since 2017
  • Erin M
    Two phone calls and an email with our electronic documents was all it took!

    –  Erin M.
    Member Since 2008
  • Jodie L
    I wanted to buy a car and they made it happen the same day.

    –  Jodie L.
    Member Since 2017
  • John K
    OKCU makes it so convenient to open an auto loan. Plus, they have the best interest rates!

    – John K.
    ​Member Since 2011