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Auto Loan Rates

Let's be honest, the payments are what you really care about. You could save hundreds of dollars each year on your payment with our competitive new and used auto loan rates. There’s no voodoo or smoke and mirrors, either. We’re a not-for-profit financial institution, so we’re happy to pass the savings to you. To apply online for your auto loan get started below. 

Apply for your auto loan

Let's be honest, the payments are what you really care about. You could save hundreds of dollars each year on your payment with our competitive new and used auto loan rates. There’s no voodoo or smoke and mirrors, either. We’re a not-for-profit financial institution, so we’re happy to pass the savings to you. To apply online for your auto loan get started below. 

Apply for your auto loan

You are not A LOAN

We’re in Oklahoma. You’re in Oklahoma. Or at least you consider yourself an Okie . Makes it pretty easy to apply for your auto loan, whether you want to do it online, over the phone or face-to-face. It’ll only take about 15 minutes. If you have questions, contact us and we'll be happy to help.


Loan Amount 75 Months at 3.24%APR* 84 Months at 3.74%APR**
$15,000 $222 $204
$20,000 $295 $271
$25,000 $369 $339
Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with an Experience Oklahoma Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

LEARN MORE ABOUT CREDIT CARDS

*Annual Percentage Rate. 680+ FICO score. Requires automatic payments. Limited time offer. Normal lending policies apply. Excludes existing OKCU loans. Max term 75 months. Estimated payment $14.75 per $1,000 borrowed for 75 months.**Annual Percentage Rate. 680+ FICO score. Requires automatic payments. Limited time offer. Normal lending policies apply. Excludes existing OKCU loans. Max term 84 months; estimated payment $13.55 per $1,000 borrowed for 84 months.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Samantha M.

    Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.

    – Samantha M.

  • Jennifer F.

    OECU has helped me by allowing me to condense our debts down with low interest rates so that I could free up my budget.

    – Jennifer F.

  • Candice W.

    OECU has been so great and has always worked hard to get us the loans we need, when it seemed impossible you made it possible! Thank you so much for years of satisfaction.

    – Candice W.

  • Lynda M.

    Most finance companies won't even consider giving a loan to a young adult. But with OECU, you have taught my son about building credit and the responsibility of having a loan.

    – Lynda M.

  • Jerry S.

    I have had several instances over the years which OECU has helped get through a financial pinch. The most recent situation was not a need but a want. OECU allowed us to borrow the funds to take a dream vacation!

    – Jerry S.

  • Essie J.

    When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

    – Essie J.