Skip to Digital Banking Login Skip to Sitemap

Graduate

When financial aid isn't enough, we're here to fill the gap. Our Student Choice Private Lending Solution provides the additional funds you need and features you want from a local lender you can trust.

Apply Now
  1. Home
  2. Borrowing
  3. Student Loans
  4. Graduate
When financial aid isn't enough, we're here to fill the gap. Our Student Choice Private Lending Solution provides the additional funds you need and features you want from a local lender you can trust. Apply Now

Let's get down to business

Going to graduate school is an exciting step in your education, invest in it the smart way. When you've exhausted all scholarships, grants and federal loans, our Student Choice Private Lending Solution is here to help. Finance your education with OKCU and benefit from competitive interest rates, flexible repayment options and 24/7 support.

When Federal aid isn't enough, we’re here to help

Business School is expensive. Don’t let gaps in federal funding keep you from getting your education. Our Student Choice Private Lending Solution has the features you need, including:

  • Zero origination or prepayment fees
  • No application fees
  • Flexible repayment options
  • Easy online application and instant approval
  • 24/7 call center and application support
  • A loan from a local, not-for profit lender that you can trust for years to come
 

Credit Union Student Choice logo

Apply online

A better way to pay for college

The cost of graduate school continues to rise, forcing many students and families to resort to higher-cost private student loans to fill funding gaps. As a not-for-profit lender, OKCU is proud to offer a competitive private lending solution. 

  • Extremely competitive rates
  • Deferment of principal and interest while in school
  • Flexible repayment terms including graduated repayment for two years

Check rates

Find out if you're eligible for a student loan

  • Available for graduate business students enrolled, or enrolling in, a business degree-granting program at an approved school and meeting the school’s minimum Satisfactory Academic Progress (SAP) criteria*.
  • For fall and spring terms, you must be enrolled at least half-time. For summer term, you may be enrolled less than half-time*. Before applying, make sure to check that your school is included in our listing of approved schools*.
  • U.S. citizens or permanent residents (Foreign students are NOT eligible)
  • Able to pass a credit check*
  • Eligible for credit union membership*
Check eligible schools

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.​

  • Subject to credit qualification and annual credit review.
  • Must meet school’s Satisfactory Academic Progress (SAP) requirements.
  • Should you drop below half-time in the fall or spring, withdraw during any term, or fail to meet SAP requirements, your funding request can be denied, your loan may close, and you may enter repayment.
  • Approved schools subject to change.
  • A co-borrower may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate.
  • You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded.
Have questions? Check our FAQs
FOR PEOPLE, NOT PROFIT

FOR PEOPLE, NOT PROFIT

The mortgage crisis taught us that you want to work with a lender who puts people first, not profits. Our team of home loan experts are happy to help.

REVIEW YOUR HOME LOAN OPTIONS
30 YR HOME LOAN
At a rate of 5.5% your monthly payment could be
$568
$852
$1,136
FIND YOUR PAYMENT
Quick Tools
Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Essie J.

    When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

    – Essie J.

  • Callis H

    OKCU gave me the second chance I needed to reestablish my finances and build a positive credit history for my future.

    – Callis H.

  • ​Lynda M

    Most finance companies won't consider giving a loan to a young adult. OKCU taught my son about building credit and the responsibility of having a loan.

    – Lynda M.

  • Veronica T

    We have been able to reduce our debt and rebuild our savings and credit history from the workshops offered by OKCU.

    – Veronica T.

  • Devon M

    OKCU has always offered great rates on things like car loans to my family, even when we've not had the best credit.

    – Devon M.

  • Mara S

    We were able to open two accounts and take out a small loan to begin rebuilding our credit after my husband’s cancer. They don't care as much about your past as what they can do to help you now.

    – Mara S.