Digital Banking | Reward Points
Your reward point balance will appear on the right side of the screen. The color bar will move depending on the number of points the featured item under it is. The more points you have, the more full the color bar will be.
Redeem Your Rewards
View these short videos to learn how to redeem your reward points.
You can redeem your reward points for a variety of things, including cash back, gift cards to local and nationwide restaurants, merchandise, travel experiences and more. Watch this video to learn how to redeem your points.
You can call 1-855-475-0800 to redeem your reward points for any of the reward options.
How to redeem your reward points from your phone
How to redeem reward points on your desktop
Digital Banking | Reward Points
If you’re not earning reward points yet, don’t worry! OKCU offers two rewards accounts. Whether you choose to open a Rewards Debit account or a Rewards Credit Card, you'll experience convenience with a bonus! Earn points with every purchase, and redeem points for local and traditional rewards.
Redeem Your Rewards
Transparency is important to us. Our fine print is actually the same size as anything else we talk about.
Billing Rights: We use a method called “average daily balance (including new purchases)” to calculate your balance. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Click here to view.
How You Earn Rewards Points:
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Cardholders will earn one point for every one U.S. dollar ($1) in eligible net purchases. "Net purchases" are defined as the dollar value of goods and services purchased beginning with the first day of the month that includes the Enrollment Date, minus any credits, returns, or other adjustments as reflected on monthly billing statements. Negative points will post on a statement if returns or credits exceed purchases.
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Transactions excluded from point calculation include: (a) cash advances, ATM withdrawals, convenience checks, balance transfers, except as otherwise permitted in special promotional offers; (b) any fees and card-related charges posted, including ATM fees, late fees, over-limit fees, annual fees, and finance charges as outlined in the applicable cardholder agreement; or (c) any unauthorized charges or transactions.
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Points may be earned only if the applicable account is in good standing. If the account is closed for any reason, all points that were accumulated but unused will be forfeited immediately.
Redeem Your Rewards