Snap Checking

Keeping track of your money has never been easier

• Select a FREE debit card that fits your personality
• Real-time account transfers
• Online and mobile banking for everyday transactions
• Digital check images and eStatements
• Deposit checks with your mobile device
• Have a question about your account? Call us and we'll answer the phone!     
• Access to over 900 surcharge-free ATMs across Oklahoma. If you use an ATM that's out of our network you may have to pay a fee.
• 5,000 shared branches nationwide 

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Protecting your privacy is a top priority for us

• Want an extra layer of security when you call? Set up a pass-code that only you know
• Upgrade your account password with Touch ID™ on your mobile device
• Every debit card comes equipped with EMV security

Transparency is important to us. Our fine print is actually the same size as anything else we talk about.

• $25 minimum opening deposit
• No minimum balance requirements after your initial opening deposit.
• Debit card daily limit is $500 for ATMs and $1500 at merchants
• $27.50 per Courtesy Pay occurrence and you may have multiple occurrences on the same day
• Your fees count against the Courtesy Pay limit
• Account must be open 60 days for Courtesy Pay
• Balance must be made positive within 30 days or account may be closed.
• Courtesy Pay will be suspended if account is negative 30 days or if loan is 20 days past due.
• Courtesy Pay may be reactivated once account has been positive for 30 days.
• Eligible transaction types include Checks, ACH Debits and Online Bill Pay Transactions.
• Courtesy Pay is not guaranteed and could be revoked at any time without prior notice.

Get your Snap Checking questions answered by a PRO