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Get up to 2.50% APY* with a Money Market Checking account.
Get up to 2.50% APY*

Get up to 2.50% APY* with a Money Market Checking account.

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Personal Loan FAQs

Interested in a personal lifestyle loan? Get your questions answered today. 

Browse these Frequently Asked Personal Loan Questions

 

A lifestyle loan allows you to consolidate multiple debts into one fixed, monthly payment. Plus, a lifestyle loan with OKCU may give you a lower interest rate on your debt and help you pay it off faster.

No. A lifestyle loan is an unsecured loan because it is obtained without the use of collateral.

You could receive your lifestyle loan funds as quickly as the same day you apply.

Here are only a few reasons people apply for a lifestyle loan. 

  • Debt Consolidation
  • Vacation
  • Medical Expenses
  • Home Improvement
  • Weddings
  • Education Expenses
  • Storm Shelters
  • Holiday Shopping
  • Veterinary Care

A lifestyle loan is money borrowed to meet expenses without putting down collateral. The interest rate you pay is based upon your credit score and you pay the money back in fixed installments.

A lifestyle loan allows you to consolidate multiple debts into one fixed, monthly payment. Plus, a lifestyle loan with OKCU may give you a lower interest rate on your debt and help you pay it off faster.

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I have had several instances over the years when OKCU has helped me get through a financial pinch. The most recent situation was not a need but a want. OKCU allowed us to borrow the funds to take a dream vacation!
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