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Student Loan Rates

Your college education is a huge investment. Our student loan rates can help you get a better deal from a local not-for-profit institution you can trust. 

Apply Online
Your college education is a huge investment. Our student loan rates can help you get a better deal from a local not-for-profit institution you can trust.  Apply Online

A better way to pay for college

A college education can open doors to job opportunities, but it also comes with a hefty price tag. Our Student Choice education solution provides you a better way to pay for college. Check out today's rates.


*Annual Percentage Rate. Quoted rates are for our best qualified applicants and subject to change. See additional disclosure for more information. **Please remember that federal loans do offer certain benefits and protections that do not transfer to a private loan. By refinancing your federal student loans to a private loan you will lose any federal benefits that may apply to you. Please review this important disclosure for more information.

Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Samantha M.

    Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.

    – Samantha M.

  • Jennifer F.

    OKCU has helped me by allowing me to condense our debts down with low interest rates so that I could free up my budget.

    – Jennifer F.

  • Candice W.

    OKCU has been so great and has always worked hard to get us the loans we need, when it seemed impossible you made it possible! Thank you so much for years of satisfaction.

    – Candice W.

  • Jason B
    Recently did a refinance and couldn't be happier. Great rates, great options, fantastic service.

    – Jason B.
    ​Member Since 2011
  • Lynda M.

    Most finance companies won't even consider giving a loan to a young adult. But with OKCU, you have taught my son about building credit and the responsibility of having a loan.

    – Lynda M.

  • Jerry S.

    I have had several instances over the years when OKCU has helped me get through a financial pinch. The most recent situation was not a need but a want. OKCU allowed us to borrow the funds to take a dream vacation!

    – Jerry S.

  • Essie J.

    When I was concerned about my credit score, a loan officer sat down and explained how credit worked and what to do to help raise my score.

    – Essie J.

  • Daniel D
    We shopped around for rates and found OKCU to be the best. With local, high quality service, we will definitely use them again for future banking needs.

    – Daniel D.
    ​Member Since 2018
  • Luis M
    OKCU has competitive rates (the lowest I've seen in the metro), great customer service, a quick approval process and an easy auto loan process.

    – Luis M.
    ​Member Since 2003