Home Mortgage Rates
Whether you're buying, refinancing or using your equity in a home, we're here to make the mortgage process easy for you.
| Conventional 15 Year | |
|---|---|
| Rate as low as | 6.000% |
| APR** as low as | 6.261% |
| Points | 0% |
| Conventional 20 Year | |
|---|---|
| Rate as low as | 6.625% |
| APR** as low as | 6.904% |
| Points | .099% |
| Conventional 30 Year | |
|---|---|
| Rate as low as | 6.625% |
| APR** as low as | 6.974% |
| Points | 0% |
| FHA/VA 15 Year | |
|---|---|
| Rate as low as | 5.875% |
| APR** as low as | 6.731% |
| Points | 0% |
| FHA/VA 30 Year | |
|---|---|
| Rate as low as | 6.500% |
| APR** as low as | 7.722% |
| Points | 0% |
| 2nd Mortgage 5 Year | |
|---|---|
| Rate as low as | 6.375% |
| APR** as low as | 7.016% |
| Points | 0% |
| 2nd Mortgage 10 Year | |
|---|---|
| Rate as low as | 6.500% |
| APR** as low as | 6.846% |
| Points | 0% |
| 2nd Mortgage 15 Year | |
|---|---|
| Rate as low as | 6.625% |
| APR** as low as | 6.872% |
| Points | 0% |
Conventional, FHA, and VA Mortgage Rates are based on a loan amount of $175,000, a credit score of 740, and an 80% loan-to-value (LTV) ratio. Second Mortgage Rates are based on a loan amount of $75,000, a credit score of 740, and an 75% loan-to-value (LTV) ratio. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice.
| Type | Rate as low as | APR** as low as | Points |
|---|---|---|---|
| Conventional 15 Year | 6.000% | 6.261% | 0% |
| Conventional 20 Year | 6.625% | 6.904% | .099% |
| Conventional 30 Year | 6.625% | 6.974% | 0% |
| FHA/VA 15 Year | 5.875% | 6.731% | 0% |
| FHA/VA 30 Year | 6.500% | 7.722% | 0% |
| 2nd Mortgage 5 Year | 6.375% | 7.016% | 0% |
| 2nd Mortgage 10 Year | 6.500% | 6.846% | 0% |
| 2nd Mortgage 15 Year | 6.625% | 6.872% | 0% |
Conventional, FHA, and VA Mortgage Rates are based on a loan amount of $175,000, a credit score of 740, and an 80% loan-to-value (LTV) ratio. Second Mortgage Rates are based on a loan amount of $75,000, a credit score of 740, and an 75% loan-to-value (LTV) ratio. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice.
ARMs offer a low fixed rate for an initial period of 5, 10 or 15 years. After the initial period, the rate is subject to change.
ARMs offer a low fixed rate for an initial period of 5, 10 or 15 years. After the initial period, the rate is subject to change.
| 10/10 ARM | |
|---|---|
| Rate as low as | 6.750% |
| APR** as low as | 6.962% |
| Points | N/A |
| 15/15 ARM | |
|---|---|
| Rate as low as | 6.750% |
| APR** as low as | 7.001% |
| Points | N/A |
Adjustable Mortgage Rates are based on a loan amount of $175,000, a credit score of 740, and an 80% loan-to-value (LTV) ratio. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice.
| Type | Rate as low as | APR** as low as | Points |
|---|---|---|---|
| 10/10 ARM | 6.750% | 6.962% | N/A |
| 15/15 ARM | 6.750% | 7.001% | N/A |
Adjustable Mortgage Rates are based on a loan amount of $175,000, a credit score of 740, and an 80% loan-to-value (LTV) ratio. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice.
| Type | APR** |
|---|---|
| Adjustable | 7.50% |
| Fixed | 6.75% |
| Type | APR** |
|---|---|
| Adjustable | 7.50% |
| Fixed | 6.75% |
Property value to be determined by Appraisal or Automated Valuation Model and Property Condition Report. Normal lending policies apply.
Annual Percentage Rate is variable and subject to change. The actual interest rate may vary based on the specific terms of the loan and other factors. The published rates are not guaranteed and are subject to change without notice. Rates quoted above are for our best qualified applicants.
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