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Buying a home, refinancing your current one and using your equity can be overwhelming experiences but they doesn't have to be! We’re in Oklahoma. You’re in Oklahoma. Or at least you consider yourself an Okie. Makes it pretty easy to go over your options, whether you want to do it online, over the phone or face-to-face. Call 405.606.1055 to speak with a Real Estate pro who will be happy to answer all your questions.
Fixed Mortgage Rates
Type |
Loan to Value (LTV)^ |
Rate as low as |
APR* as low as |
Monthly Payment+ |
Points |
Conventional 15 year |
|
5.500% |
5.608% |
$1,429.90 |
0.30% |
Conventional 20 year |
|
6.000% |
6.088% |
$1,253.75 |
0.10% |
Conventional 30 year |
|
6.500% |
6.568% |
$1,106.12 |
N/A |
FHA/VA 15 year |
|
N/A |
|
|
N/A |
FHA/VA 30 year |
|
6.125% |
|
|
N/A |
2nd Mortgage 5 year |
75% |
6.250% |
6.560% |
$3,190.65 |
N/A |
2nd Mortgage 10 year |
75% |
6.375% |
6.542% |
$1,852.34 |
N/A |
2nd Mortgage 15 year |
75% |
6.500% |
6.619% |
$1,429.05 |
N/A |
*Annual Percentage Rate ^Property value to be determined by Appraisal or Automated Valuation Model and Property Condition Report. Normal lending policies apply. +Conventional/FHA/VA Rates above are based on a loan amount of $175,000 2nd Mortgage Rates based on loan amount of $164,050 at a 30 day rate lock and only a snapshot of rates as of 02/3/2023. The published rates are not guaranteed and are subject to change without notice. Rates quoted above are for our best qualified applicants. Your actual rate, costs and amount borrowed may be different as many factors go into providing you with a mortgage loan. Other products are available that are not listed here.
HELOC Rates
Loan to Value (LTV) |
APR* |
Less than 85% |
7.50% |
85.01-90% |
8.50% |
*Annual Percentage Rate is variable and subject to change. 725+ FICO score. Max LTV is 90%. Property value to be determined by Automated Valuation Model and Property Condition Report. Normal lending policies apply.
Fixed HELOC Rates
A fixed HELOC offers a fixed rate for an initial period of 5 years. After the initial period, the rate is subject to change.
Loan to Value (LTV) |
APR* |
Less than 80% |
8.00% |
80.01-90% |
9.00% |
*Annual Percentage Rate is variable and subject to change. 725+ FICO score. Max LTV is 90%. Property value to be determined by Automated Valuation Model and Property Condition Report. Normal lending policies apply.