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Certificate Rates

Your time is valuable. If you're looking for a great rate, you've come to the right place. We're constantly monitoring the competition to make sure you're earning more and saving time with us.

Save Time & Call Now
Your time is valuable. If you're looking for a great rate, you've come to the right place. We're constantly monitoring the competition to make sure you're earning more and saving time with us. Save Time & Call Now

Lock in these guaranteed returns

We’re in Oklahoma. You’re in Oklahoma. Or at least you consider yourself an Okie . Makes it pretty easy to open a new certificate, whether you want to do it over the phone or face-to-face. If you have questions, contact us and we'll be happy to help.


Term Min Opening Balance APY*
6 months $2,500 0.85%
12 months $500 1.00%
15 months Special** $100,000 1.46%
15 months Special** $250,000 1.56%
18 months $500 1.00%
24 months $500 1.51%
30 months $500 1.51%
36 months $500 1.81%
42 months Jumbo*** $100,000 2.27%
48 months $500 2.02%
60 months $500 2.12%
Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with an Experience Oklahoma Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

LEARN MORE ABOUT CREDIT CARDS

*Annual Percentage Yield **15 Month Certificate Special for 1.46% APY: Annual Percentage Yield. Limited time only. Min $100,000. 15 month term. Automatically renews to standard 12 month rate. 15 Month Certificate Special for 1.56% APY: Annual Percentage Yield. Limited time only. Min $250,000. 15 month term. Automatically renews to standard 12 month rate. ***42 Month Certificate Jumbo for 2.27% APY: Annual Percentage Yield. Limited time only. Min $100,000. 42 month term. Automatically renews to standard 36 month rate. Click here for additional account information.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Chris I.

    This is the first financial institution that has made me feel like I actually make a difference by banking with them.

    – Chris I.

  • Leda R.

    With OECU’s help, I will be able to retire debt free and continue a beneficial relationship with them for years to come!

    – Leda R.

  • Samantha M.

    Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.

    – Samantha M.

  • Brigette G.

    The quality of personnel at OECU cannot be beat. Oklahoma style attitude with every single call or visit at the superb level of customer service for the ultimate banking experience.

    – Brigette G.

  • Anne W.

    I have been a member of the credit union since 1973 and I have never experienced poor or inadequate service. I have nothing but praise to say.

    – Anne W.