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Certificate Rates

If you're looking for a great rate, you've come to the right place.

Open a Certificate Now
If you're looking for a great rate, you've come to the right place. Open a Certificate Now

Lock in these guaranteed returns

It's easy to open a new certificate, whether you want to do it online, over the phone or face-to-face.


Promotional Rates**

Term Min Opening Balance APY*
16 Months $500 3.03%

Standard Rates

Term Min Opening Balance APY*
6 Months $2,500 1.25%
12 Months $500 1.50%
18 Months $500 1.50%
24 Months $500 1.76%
30 Months $500 1.76%
36 Months $500 2.01%
48 Months $500 2.11%
60 Months $500 2.26%

*Annual Percentage Yield. Click here for additional account information. Rates subject to change.
**At maturity, the special term certificate will renew automatically as a standard 18 month term certificate. Ask us for further information about the terms and fees that apply to these accounts. There will be penalties for early withdrawal that reduce earnings. Limited time only.

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Interested in Establishing Your Credit?

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Chris I.

    This is the first financial institution that has made me feel like I actually make a difference by banking with them.

    – Chris I.

  • Leda R.

    With OKCU’s help, I will be able to retire debt free and continue a beneficial relationship with them for years to come!

    – Leda R.

  • Samantha M.

    Everyone here is fantastic, the service is amazing. The interest rates are great, and I actually feel that I am getting somewhere with my payments, instead of paying interest.

    – Samantha M.

  • Brigette G.

    The quality of personnel at OKCU cannot be beat. Oklahoma style attitude with every single call or visit at the superb level of customer service for the ultimate banking experience.

    – Brigette G.

  • Anne W.

    I have been a member of the credit union since 1973 and I have never experienced poor or inadequate service. I have nothing but praise to say.

    – Anne W.