Spend Smart
Make the most of your money by developing smart spending choices. Find out how building better habits and debit card basics can set you up for success in the long run.
Spent Smart🛍️
Responsible money habits are at the core of building a strong financial foundation.
Need? Want? 🤔
There’s always stuff to buy, but you’ve got to cover your essentials first. Lock those down,
then decide whether to treat yourself or increase your savings.
Needs
✔️ Rent
✔️ Bills (phone, Wi-Fi, electricity)
✔️ Groceries
✔️ Car/transportation payments
✔️ Work & school supplies
Wants
✔️ Streaming subscriptions (Netflix, Spotify)
✔️ Food delivery (Uber Eats, DoorDash)
✔️ New phone
✔️ New clothes
✔️ Eating out
Debit Cards 101
Your PIN is the super secret 4-digit code you’ll enter when using your card. You create it when setting up your debit card.
Overdraft happens when you spend more than what’s in your checking account, and money gets pulled from your savings account to cover it. If your savings can’t cover it, the transaction gets denied.
Yep! Just make sure you know your PIN.
Okay, real talk — you need food, but grabbing groceries will probs cost less than ordering food 3 times a week. Find what works for you and your schedule, just keep it balanced.
Take control of your spending by practicing a few money management rules in your day-to-day life.
Track Your Spending
Determine a Need VS a Want
Create a Budget
Stick to it!
Get access to our expert tools and resources to help you start managing your money!
