Free Checking
Life is complicated. Your checking account shouldn’t be. Break free from fees with a Free Checking account.
All the features with none of the fuss.
With a Free Checking account from OKCU, you get all the features and services you'd expect—without the price tag.
Every purchase rounds up and puts the extra cents into your savings
Perform transactions, view statements and deposit checks with Digital Banking
$25 minimum opening deposit. No minimum balance requirements after your initial opening deposit.
The Round Up feature will never make you go negative, and you can turn the feature off at any time by calling us.
$27.50 per Courtesy Pay occurrence and you may have multiple occurrences on the same day. Your fees count against the Courtesy Pay limit. Account must be open 60 days for Courtesy Pay. Balance must be made positive within 30 days or account may be closed. Courtesy Pay will be suspended if account is negative 30 days or if loan is 20 days past due. Courtesy Pay may be reactivated once account has been positive for 30 days. Eligible transaction types include checks, ACH debits and online bill pay transactions. Courtesy Pay is not guaranteed and could be revoked at any time without prior notice.
Must enroll in eStatements to avoid a monthly paper statement fee.
