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Stimulus Checks

Learn more about the most recent round of stimulus checks.

Contact Us
Learn more about the most recent round of stimulus checks. Contact Us

COVID-19 Stimulus Checks

Watch the video below to see how you can view the most recent stimulus check in your OKCU account.


Pro Tip: Create an alert via text, email or phone in Digital Banking so you know when your stimulus check is deposited.
CLICK HERE to learn how to create an alert.


Frequently Asked Questions


Why aren't my funds available now?

When you log in to Digital Banking, the stimulus check may appear as "pending." If you look at the details of the deposit, there will be a date listed for the deposit to take effect. This date is chosen by the IRS and not OKCU. 

Why isn't there a pending deposit in my account?

If you haven't received your second stimulus check and you aren't seeing it pending in your account, you will most likely have to file your 2020 taxes first. The IRS released a statement stating individuals who haven't received their second stimulus check will be able to claim it when they file their 2020 taxes in 2021. See the full statement here.

You can use the Get My Payment tool on the IRS website to see the status of your stimulus check. 
  • If your status in Get My Payment reflects a direct deposit date, your payment will be deposited into the account listed.
  • If the status reflects the date your payment was mailed, the check will come in the mail and could take 3-4 weeks.
  • If it says "Payment Status #2 - Not available," you will not receive the second stimulus check. You can claim the Recovery Rebate Credit on your 2020 tax return if this is the case. Learn more here.


Am I eligible to receive a stimulus check?

Eligible to receive the full amount:
  • Individuals with adjusted gross income up to $75,000
  • Married couples filing jointly with adjusted gross income up to $150,000
Eligible to receive a partial amount:
  • Those with income above these amounts will receive a stimulus check with the amount reduced by $5 for each $100 above the $75,000 or $150,000 thresholds.
Not eligible:
  • Individuals with income exceeding $87,000
  • Joint filers without children with income exceeding $174,000

How much will I receive?

Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive up to $600 for individuals or $1,200 for married couples. Parents will also receive $600 for each qualifying child.

The IRS will calculate and automatically send the amount based on your eligibility. If you have already filed your 2019 taxes, the IRS will use this information to calculate your amount. If you have not yet filed your 2019 taxes, the IRS will use information from your 2018 tax filing to calculate your payment.

How will I receive my stimulus check?

If eligible, your stimulus check will be deposited directly into the same banking account reflected on the return filed.

What happens if the IRS does not have my direct deposit information?

The IRS will send your stimulus check by mail. 

How can I check on the status of my payment?

To check on the status of your payment, the IRS is offering Get My Payment. This tool will provide people with the status of their payment, including the date their payment is scheduled to be deposited into their bank account or mailed to them.

I received an EIP Card for the first stimulus payment. Will the new stimulus check be loaded onto the same card?

No, the new stimulus check will be sent on a new EIP card.

Can I use an EIP card for a cash advance?

We are able to take Stimulus Cards for cash advances. These card advances must be done in person, not over the phone, and we recommend the drive-through to limit exposure. Please have the following information ready:

  • Pin number
    • You will be required to enter a pin number on the key pad to process the advance.
  • Balance
    • You must know your balance. Check your balance when calling to activate/set PIN if you haven’t yet.


Have more questions?

Visit irs.gov for more information regarding the stimulus checks.