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Money Market Savings Account

With tiered interest rates and favorable terms, our money market savings account makes it easy for you to reach your savings goals!

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With tiered interest rates and favorable terms, our money market savings account makes it easy for you to reach your savings goals! Open Your Account

How does a Money Market Savings Account work?

If you are looking for a better way to save, our Money Market Savings Account offers the best of both worlds - higher interest rates for members who want to earn more money, and greater flexibility for those who aren't ready to open a certificate.

Opening a Money Market Savings Account today can help you save for tomorrow.

  • Open a Money Market Savings Account with $5,000 or more
  • Start earning interest immediately
  • Tiered savings account - the bigger your balance the more interest you earn
  • Accounts are insured by the NCUA which is like the FDIC but for credit unions
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Keeping track of your savings goals has never been easier.

  • Real-time account transfers
  • Online and mobile banking for everyday transactions
  • Digital eStatements
  • Have a question about your account? Call us and we'll answer the phone! 
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Saving money is something we all need to do. Here are a few helpful tips to get you started.

  • Start saving now, your future self with thank you
  • Set a savings goal and write it down
  • Make your deposits automatic
  • Create a budget and include your savings as a line item
  • Utilize apps to help you stay on budget
Open A Money Market Account

How does the Money Market Savings Account work?

Transparency is important to us. Our fine print is actually the same size as anything else we talk about. For all the legal speak please review the current Rate and Fee Schedule. Here are the highlights:

  • You can make up to 3 withdrawals per month from your account
  • You pay $10 for each withdrawal over 3
  • If you need to make more than 3 withdraws per month consider opening a checking account in addition to a savings account
  • The Annual Percentage Yield (APY) may change quarterly on a savings account

Open Your Account

Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • Evelyn S.

    The savings account with OKCU has encouraged my children to continue to save with OKCU since elementary school. Now they are in college and still keep their savings accounts open with OKCU.

    – Evelyn S.

  • OECU Happy Face

    OKCU helped me move funds from my savings account to my daughter's - even when I did not know my account number - to help her with college.

    – Susan O.

  • Mary M.

    OKCU helped me start a savings account by the automatic withdrawal from payroll check once a month. I don't even miss the money.

    – Mary M.

  • Adriana M.

    Starting my savings account at 16 really increased my confidence because I was able to feel like a young, responsible adult.

    – Adriana M.

  • Jennifer B.

    I feel like I am a part of a family with OKCU, as they go above and beyond to make sure I am taken care of.

    – Jennifer B.

  • Connie H.

    You just don't get this kind of service from a bank. I know with OKCU, I am not just a number on a page but a person that matters to my OKCU bankers.

    – Connie H.