What would I use a personal loan for?
Whether you're looking to pay down some debt, take a dream vacation or just getting prepared for the holidays, a personal loan from OKCU can help. Here are only a few reasons people apply for a personal loan.
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- Debt Consolidation
- Medical Expenses
- Home Improvement
- A/C and Heating Units
- Education Expenses
- Storm Shelters
- Holiday Shopping
Why should I take out a personal loan?
Personal loans offer a better way to pay. Here are just a few reasons a personal loan might be right for you.
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- Rate may be lower than a credit card
- Fixed rate and fixed term
- No collateral required
- Receive your funds quick
How can I use a personal loan to consolidate credit card debt?
A personal loan allows you to consolidate multiple debts into one fixed, monthly payment. Plus, a personal loan with OKCU may give you a lower interest rate on your debt and help you pay it off faster.
Is it a secured loan?
No. A personal is an unsecured loan because it is obtained without the use of collateral.
How long does it take to receive funds?
You could receive your personal loan funds as quick as the same day you apply.
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If you're experiencing a few bumps in the road, we're happy to help
Are you struggling between paychecks? Payday loans allow you to borrow funds from your next paycheck. We'll help you get the funds you need when you need them most. Apply for a payday loan in minutes using our online loan application.
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