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We're here to help you navigate the home loan process. Learn more about USDA home loans and if it's the right option for you.
When choosing a mortgage lender make sure you're working with somebody that's going to be there for you when you have questions. OKCU has been helping home buyers for over 40 years.
Eligible applicants have no down payment with a USDA home loan.
The minimum score to qualify for a home loan is 640 and requires a clean credit history for the past 12 months. The higher your credit score the more options you have for financing your home.
Closing costs are fees to process and close your loan. Some examples include title insurance, appraisal, recording and credit report fees.
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Why do our members love being part of OKCU? Find out below.
OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup.
– Daniel D.
Member Since 2018
Melissa was especially helpful with my home loan, always answering my questions so I can understand it. My concerns are her concerns.
– Brandi D.
My loan officer extended all possible assistance to obtain a home equity loan. His knowledge and professionalism made the whole process simple and easy.
– Abraham V.
I had one contact that could answer any of my questions.
– Ricky C.
Member Since 1993
OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.
– Dennis F.