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Realtors

Not all lenders are created equal. Send your client to a lender who will take care of them from their pre-approval all the way until their final payment. 

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  2. Borrowing
  3. Home Loans
  4. Realtors
Not all lenders are created equal. Send your client to a lender who will take care of them from their pre-approval all the way until their final payment.  Call Us Today

We like to make it easy

You want to give your clients the best experience possible. We want to help. OKCU has been helping Oklahomans buy homes for over 35 years. 

Why is local underwriting better for you?

Have you ever waited for a loan that was in processing for 2 months to find out it wasn't approved after it went to underwriting? 
  • Our team knows the local market and cares about the member experience.
  • Your clients are our neighbors, not some faceless people behind a computer screen.
  • It's likely our team will meet your clients at the closing table. We want to ensure everything goes smoothly. 

Contact a Real Estate PRO

Oklahoma's Credit Union real estate team

How can we help you get paid faster?

A faster closing = a faster payday for you 
  • In the Oklahoma City Metro, we close in 22 days on average.
  • It's 20 days faster than the national average according to Fannie Mae.
  • That means you are 20 days closer to your commission. 

Contact a Real Estate PRO

How can we help your clients come back to you again and again?

Your clients loan servicing will NEVER be sold. If they have a question, we'll find the answer. 
  • We service 100% of our loans because we are always happy to help. 
  • Your clients experience with us is a reflection on you, and we don't take that lightly.
  • We will take care of your clients and their loan until the next time they need you.

Contact a Real Estate PRO

How can we make your life easier? 

No need to hunt down a lender who can take care of a client's unique lending need. We're a one-stop shop. 
Type Credit History Max Loan to Value Loan Limit Mortgage Insurance
FHA Min 620 credit score. Accepts borrowers 2 years out of bankruptcy and 3 years out of foreclosure 96.5% $275,665 Must pay 1.75% of loan as insurance premium upfront, but can finance into loan. Annual mortgage premium approximately 0.85% of loan amount, divided equally in to 12 monthly payments.
VA Min 620 credit score. 100% $453,100 Must pay VA funding fee of up to 2.4% of loan amount, which can be financed into the loan up to 3.3%.
Conventional Min 620 credit score. 95% $453,100 Monthly premiums apply until loan amount drops below 80% of home's value.
No Down Payment Min 680 credit score. 100% $453,100 Monthly premiums apply until loan amount drops below 80% of home's value.
Construction Min 700 credit score. 90% $750,000 N/A
Jumbo Min 720 credit score. 80% $750,000 Mortgage insurance is not required.
HELOC Min 650 credit score. 85% $100,000 N/A

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Why do our members love being part of OKCU? Find out below.

  • Daniel D

    OKCU did a flawless job on our home loan. They walked us through every step of the process and made sure we had everything we needed to close promptly and without a hiccup. 

    – Daniel D.
    Member Since 2018

  • Brandi D

    Melissa was especially helpful with my home loan, always answering my questions so I can understand it. My concerns are her concerns.

    – Brandi D.

  • Abraham V

    My loan officer extended all possible assistance to obtain a home equity loan. His knowledge and professionalism made the whole process simple and easy.

    – Abraham V.

  • Ricky C

    I had one contact that could answer any of my questions. 

    – Ricky C.
    Member Since 1993

  • Dennis F

    OKCU has helped me keep everything going smoothly with my mortgage. OKCU just makes my life easier.

    – Dennis F.

  • Abhijeet K
    Absolutely wonderful experience with my loan. Competitive rate, complete transparency, availability to answer questions, no pressure tactics.

    – Abhijeet K.
    ​Member Since 2015