Click the button below to see current referral incentives.
Do you love to support Oklahoma business owners and to shop local when you can? Do you want to earn traditional rewards and use your points to make travel plans? Then you've found your next rewards credit card.
A credit card is a great financial tool when used responsibly. Tired of having the funds in your checking account put on hold when you're at the gas pump or booking a rental car? It's time to get a credit card.
Apply online for your Rewards Credit Card
Download the app today
Get your Smart Credit Card questions answered by a PRO
We use a method called “average daily balance (including new purchases)” to calculate your balance. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Click here to view.
How You Earn Rewards Points:
You deserve an account that rewards you. Pay using your locally-designed debit card anytime, anywhere to earn points. Plus, reach your savings goals faster with the Round Up feature.
Why do our members love being part of OKCU? Find out below.
I forgot to change my credit limit before I left for vacation, and in just a few minutes I was able to use it with no problems!
– Tonya A.
I can get unbiased advice from you about credit and credit cards. Thanks.
– Charles D.
OKCU went above and beyond in guiding us through our identity theft crisis. We appreciate their professionalism and understanding!
– Beverly Jane S.
I was able to open a line of credit with OKCU’s credit card program. When I had to buy a car, my good credit score helped me get a low interest rate.
– Chelsea C.
We have been able to secure a credit card and auto loans, which could not have been done without the exceptional personnel of OKCU.
– Crystal G.