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Smart Credit Card

Looking for a low rate credit card without all the fuss? Our Smart Credit Card might just be the credit card for you.

Apply Online
Looking for a low rate credit card without all the fuss? Our Smart Credit Card might just be the credit card for you. Apply Online

This is the Albert Einstein of credit cards

If you're looking for a smart option, this is the credit card for you. It's straightforward and honest, with no hidden fees or gimmicks. Are you wanting to do a balance transfer and pay off your current credit card? Our Smart Credit Card is the perfect choice.


Interested in Establishing Your Credit?

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

LEARN MORE ABOUT CREDIT CARDS
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Happy To Help Stories

Why do our members love being part of OKCU? Find out below.

  • OECU Happy Face

    I forgot to change my credit limit before I left for vacation, and in just a few minutes I was able to use it with no problems!

    – Tonya A.

  • Kassandra S.
    I started my credit by applying for a secured credit card! I have been advised on how to maintain good credit history and pay off my credit card.

    – Kassandra S.
  • Charles D.

    I can get unbiased advice from you about credit and credit cards. Thanks.

    – Charles D.

  • Beverly Jane S.

    OKCU went above and beyond in guiding us through our identity theft crisis. We appreciate their professionalism and understanding!

    – Beverly Jane S.

  • Chelsea C.

    I was able to open a line of credit with OKCU’s credit card program. When I had to buy a car, my good credit score helped me get a low interest rate.

    – Chelsea C.

  • Crystal G.

    We have been able to secure a credit card and auto loans, which could not have been done without the exceptional personnel of OKCU.

    – Crystal G.

  • Alisha O
    Our credit card was stolen and our money was refunded within 24 hours!

    – Alisha O.
    ​Member Since 2008